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Operational Risk Management

To share information, ideas and experience relating to all aspects of op-risk management and compliance with Basel II

John Cant

John Cant Managing Director at MPI Europe Ltd

Excel is like a chainsaw

Excel is a powerful tool. Like a chainsaw, in the hands of a skilled operator it is hugely effective – but in untrained or rushed hands and without the proper safety equipment it can be positively dangerous. This latest story of spreadsheet mayhem is just another illustration of the power to get it wrong. Microsoft themselves understand that for s...

/regulation /wholesale

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Lip Service

A key element in the development of any tangible product is the risk analysis that is (or should be) included in the design stage. If I build this object/product as specified, how safe is it going to be? Will it harm my customers? Does it open me up to legal actions? Does it comply with local (and international) consumer and environmental regulati...

/regulation

Gary Wright

Gary Wright Analyst at BISS Research

Has the European dream begun to fail?

The economic crisis is a worldwide problem of gargantuan proportions, which is causing an increasing number of Governments to take unusual and dynamic actions to try and prop up the banking system against an unparalleled destabilisation of the markets. The interbank credit stagnation has been building over many years but because of global, suppose...

/sibos

Gary Wright

Gary Wright Analyst at BISS Research

Staff shortage will threaten recovery

The lay offs have already begun as banks look to bring their costs down and protect their profitability. UBS were the latest to cut 2000 jobs and they will not be the last as the crisis begins to bite hard and as usual the finance industry is reactive in chasing the market down. I can however; guarantee that once the good times roll the banks will...

/retail

Gary Wright

Gary Wright Analyst at BISS Research

Liquidity Risk Management

At the Thomson Reuters Liquidity forum this week, the issue of liquidity risk was debated amongst a panel and audience of experts. There is no doubt about the vital importance of liquidity within markets where quite simply without it you hardly have a market. So to retain and manage liquidity is fundamental to markets and with the economic crisis ...

Roy McPherson

Roy McPherson 

Whoops there goes another .....

Those of a certain age will recognise those words as the chorus to an awful song about disappearing rubber plants; don't ask. But, what on earth is happening in the financial community, whoops there goes another bank; has there ever been a precedent? I suspect not, we've seen individual banks go the wall before but I don't recall so many having th...

/regulation

John Cant

John Cant Managing Director at MPI Europe Ltd

Integration skills now key to future banking success

As we can see from this news on JP Morgan's takeover of WaMu, hardly a day has gone by over recent weeks without a new banking takeover being announced. The ability of the acquiring banks to merge, integrate and leverage their new purchases has now become strategic to their future success. Even if they have made their purchase at a heavily discoun...

/regulation /retail

Richard Barr

Richard Barr Principal Associate at Citadel Advantage Ltd.

Who is to blame for the current financial markets crisis

Who’s to blame for the current financial markets crisis? The simple answer is everybody! That out of the way, onto my rant.. When Mortgage Brokers and Bankers are pushing home loans like too much candy at the county fair, what can we expect but an upset stomach the next day? Worse, we see the sickness but continue in order to feed the gods of profi...

/regulation

Roy McPherson

Roy McPherson 

Sibos - Liquidity Management

If like me you attended the Sibos Vienna Conference your liver will by now be just about moving along the path to recovery, and in the meantime I have the opportunity to reflect on a very hectic week. I went to the conference with an open mind, ready for discussion, full of anticipation, but with market events over the weekend when Sibos opened i...

/payments /regulation

Retired Member

Retired Member 

We live in exception'al' times

Exceptions are the curse of the payments industry; They are the risk They are the cost They are the operational inefficiency As an industry we need to apply the same level of technology to the exceptional payment as we have to those that flow straight through our processing infrastructures. Having just come from the sibos session 'Implementing SW

/payments /sibos

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