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A group about everything related to embedded finance.
I’m sure it won’t come as a surprise to you that the VC-funding boom of the past couple of years is over. With those VCs still sitting on dry powder, hesitant to pull the trigger on growth-stage compa...
Convenience has become table stakes now. In the past few years, especially since the onset of COVID, we’ve come to expect that what we need can be dropped on our doorstep with the click of a button. T...
In our latest blog post, Traderoot CEO, Jan Ludik, digs into embedded finance and some of the benefits and challenges of adopting this innovative solution. Embedded finance is a rapidly growing tre...
In my blog post "The financial sector boundaries are blurring" (https://bankloch.blogspot.com/2022/11/the-financial-sector-boundaries-are.html) I explored the evolution where traditional fi...
The FinTech industry is picking up speed, and is changing our understanding about financial services and their uses in many fields. One of the reasons for this change is embedded finance. This technol...
Payments lie at the intersection of commerce and the ever-expanding digital economy. For the Payment Service Providers (PSPs) that ply their trade in this dynamic space, there’s a unique opportunity t...
Embedded finance has been a buzzword in the financial industry for the past few years, and it shows no sign of slowing down. With the rise of technology, financial services are becoming increasingly i...
If the traditional banking industry was waiting for a sign that Big Tech’s threat looms larger than ever, Apple’s launch of a game-changing savings account via Goldman Sachs may be it. With 4.15%
Embedded finance, the placing of a financial product or service in a non-financial platform, is quickly changing the global economic landscape. According to Bain Capital, financial services embedded ...
There’s an all-too-common scenario that pervades the payments landscape: acquirers blindly falling into a commodity trap. This unwanted outcome occurs when a financial institution that processes credi...
There’s a portmanteau that perfectly describes the challenger banks that emerged from the ashes of the 2008 financial crisis: the fusion of neo and banks to create neobanks. The use of neo – another w...
If you’ve bought something online through an online retailer or through a merchant’s web site or app and you’ve selected to buy now and pay later with interest free instalments, a micro-loan is create...