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The Payments Business

Share opinion and experience on how the payments landscape is changing and learn about the challenges and opportunities facing payments stakeholders in the future.

Brandon Spear

Brandon Spear CEO at TreviPay

5 Reasons Trust is the Foundation of Strong B2B Financial Relationships

Growth, efficiency and innovation are metrics most often associated with successful B2B companies. But behind the scenes of every well-run operation is a less flashy, more foundational driver: trust. Trust plays a quiet but critical role in financial relationships. It’s often tested in the background—through the handoff of responsibilities like sen...

/payments /people

Parminder Saini

Parminder Saini CEO at Triple Minds

Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know

Real-time payments (RTP) are speeding up cross-border transactions, reducing processing times from days to seconds. Businesses can now enjoy instant fund transfers, better cash flow management, and improved transparency. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across ...

/payments

Jonathan Hancock

Jonathan Hancock Head of Product & Innovation at The ai Corporation

A Guide to Strategic High-Risk Merchant Management

With a powerful growth engine, today's digital marketplace presents acquirers with the critical challenge of managing high-risk merchants. Success in this arena hinges on a dynamic and adaptable strategy, balancing opportunity with security. The definition of "high-risk" is fluid, constantly reshaped by technological advancements and shi...

/payments /crime

Retired Member

Retired Member 

Revolutionizing Credit Cards: Trends and Challenges Shaping the Future

As we look ahead to the future of the credit card market, several key themes are emerging that will shape the industry in the coming years. The payment industry continues to evolve rapidly, and credit cards are no exception. Despite being a more mature payment product, credit cards are expected to remain among the fastest-growing payment types, wi...

/payments /retail

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Understanding merchant payment processing: a comprehensive guide

Integrating payment solutions has become essential for every business (big or small) in today’s dynamic digital-based economy. In fact, merchant payment processing is a piece of this puzzle that gives merchants the ability to accept, process, and manage payments from their customers. If you’re a business owner, understanding the basics of mercha...

/payments

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

A Single Global Regulatory Framework is the key to making Cross-Border Payments possible

Cross-border payments are an important part of foreign trade, money transfers, and the digital economy as the global economy becomes more connected. But the current fragmented regulatory environment makes it hard for businesses, especially fintech companies, to deal with complicated licencing processes and different compliance requirements in diff...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

News on changes to APP fraud regulation

It was good news to hear that the regulators changed the ceiling of reimbursements to £85,000 from £415,000 and stopping the yellow journalism of all APP frauds would immediately rise to £415,000. The £85,000 level covers 90% of today’s APP scams. It’s important to match the ceiling on bank deposit compensation schemes world-wide. The new regulati...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Fraud is not just financial loss

Summary Should the movement to defer the Payment System Regulator’s (PSR) mandated regulations for a year beyond the proposed start date of October 2024 then, at the current rate, a million bank account holders will be scammed out of £480 million. The banks will lose £240 million and so will the victims every year until the situation changes. Frau...

/payments /regulation

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

5 key benefits of integrating international remittance services in your banking infrastructure

International remittance services cater to a specific demographic with a need to send or receive money across borders. Integrating international remittance services into bank and financial institution infrastructure is no longer a choice but a strategic need to remain competitive in the industry. The global digital remittances market is projected...

/inclusion

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

UK Payments in the Digital Age: Trends, Challenges, and Future Prospects

The United Kingdom is at the forefront of a payments revolution, transitioning rapidly from traditional cash transactions to digital and contactless payments. This shift is driven by technological advancements, changing consumer behaviours, and strategic initiatives aimed at enhancing financial inclusivity and efficiency. This article explores the...

/payments /markets

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