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Stuff that's out there in the way out and beyond in banking.
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Retired Member
Wow, this is a very cutting-edge new innovation from ING Netherlands. My android cellphone shows me the available ATMs in my sight, by pointing the camera of the phone to any direction. ATM markers are added to the actual camera image, so I know which way to go. The concept of processing the real environment image and react somehow is there since ...
23 March 2009 /retail
I've been known to make some outrageous predictions about such things as how many (few) global banks there would be in a few years (last year) and the boring sort of stuff, like there is no security on the internet, and that tech stocks like google were over-valued, privacy and trust issues, that sort of thing. I've been thinking about 'banking' l...
19 March 2009 /payments
Paul Penrose Head of Research at Finextra
What's the diference between Bank of America and Wells Fargo? Citibank and JPMorgan Chase? Royal Bank of Scotland and HSBC? Hbos and Barclays? From a consumer perspective, very little. They all offer much the same products, charge much the same fees, and use much the same distribution networks. For sure, some may be better capitalised than others. ...
25 February 2009 /retail
Matt White North America editor at Finextra
As the recession bites, more and more of us are turning to personal finance management tools to keep control of dwindling funds. One of the big boy in the US is Intuit with its Quicken Online offering but it seems to have been spooked by young whippersnapper Mint, sending a nasty letter to its rival demanding evidence to back up published user fig...
24 February 2009 /retail
Ed Daniel Senior Consultant, getting old you know ;-) at esdaniel.com
This has been on my mind a lot recently, mainly out of frustration with using my bank's web sites as they don't support Firefox very well. More so, my bank and credit card providers especially are a total pain in the butt when it comes to working out which cookies and javascripts to enable for their various domains - this becomes a total headache...
16 February 2009 /retail
As the facial biometric authentication is developing, I can foresee a scenario, when the face of the customers are scanned by a corner camera as they step into a bank branch. The authentication is done this way and when the customer comes to the counter, and the bank employee could immediatelly see the customer name, portfolio, next best offer and ...
29 October 2008 /retail
It is interesting to note that after a little more than a decade, Canada has decided to stop investing and creating technologies and market infrastructure for cheque imaging to make the paper clearing process faster, safer and better. North American countries in particular have been investing a lot, over the last couple of decades, on imaging prog...
28 October 2008 /payments /wholesale
Antony Jenkins, CEO of Barclaycard says contactless chips have huge untapped capability, but the plastic around the chip limits its potential. "Take the plastic away and the possibilities are endless, allowing the customer to pay by using something that they are already carrying, be it a mobile, key fob or even via biometrics," he says. F...
09 September 2008 /payments
Anyone who thinks chrome is a geek topic is missing the point. It is also not beta in the sense that people won't wait to use it in finance. The recent launch of Google's Chrome browser is nothing short of genius. Not original thinking but excellence in execution by any measure. I will explain. The best way to learn about google chrome is to read t...
03 September 2008 /retail
ABN Amro was one of the early pioneers in buying virtual real estate in Second Life, the Internet-based 3D fantasy playground. In 2006, the Dutch bank snapped up a large number of islands and opened a virtual financial advice centre to interact with the role-playing denizens of the alternate world. More recently, and in line with other banks like ...
02 September 2008 /retail
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