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Futuristic Banking

Stuff that's out there in the way out and beyond in banking.

Satya Swarup Das

Satya Swarup Das Director, Products/Solutions Management at Unisys

Contactless Banking : Focus on Process Digitization in post pandemic era

The COVID-19 pandemic has profoundly disrupted the banking and financial services business arena as it has done to many other facets of our lives. The word ‘contact’ is extensively associated with the pandemic with various ramifications. Hence ‘Contactless Banking’ has found a new meaning and speed of adoption post the pandemic period. Banking pr...

/retail /covid-19

Retired Member

Retired Member 

How Fintech Companies Are Dealing with New Data Security Challenges

The lockdowns and the dread of going to crowded places have taken a toll on most of us, but not fintech companies. Europe, for example, has witnessed a 72% boost in fintech use. However, such a blessing can come with unwanted curses - the biggest one being new security challenges. The COVID-19 era is a complicated one, and not all of its problems ...

/security

Gerard Hergenroeder

Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark

An opportunity to transform the credit card world

It has been awhile since I last posted a blog. I am sure everyone is thinkling about potential credit losses as a result of rising unemployment rates. In the U.S. it now over 15%. During the great mortgage recession in 2007 loan losses peaked at 10%. It took almost 10 years to get the loss rate below 5%. Just prior to the recesssion losses averaged...

/payments /retail

Thomas Muth

Thomas Muth FinTech and Retail Banking Specialist at SoftServe

Finovate 2020 in Berlin: Trends from the conference

This years’ Finovate Europe took place in Berlin. A three-day extravaganza that I attended at the Intercontinental Hotel - featuring the latest and greatest from the European FinTech scene. Despite Storm Chiara (or Storm Sabine dependent on where you are in the world) I made it to the conference in time, taking the ICE sprinter from Frankfurt to B...

Satya Swarup Das

Satya Swarup Das Director, Products/Solutions Management at Unisys

Embedded Banking : The next level of offering for financial institutions

Financial institutions have traditionally been comfortable in maintaining the ownership of customer relationships. The digital disruption in last 3-4 years has pushed them to adopt newer ways of banking, especially due to advent of plethora of fintech companies and neo-banks. That phase is gradually settling down with banks adapting to the tsunami...

Retired Member

Retired Member 

Banking as a Platform- The Future is Now!

The era of platforms has dawned. This is not only evident in the meteoric rise of the usage of “platform” companies by customers; but also in their valuations. The platform providers have found foothold in almost all fields – be it healthcare, retail, technology, entertainment, transport, hospitality and of course finance. In this blog, we will an...

Anthony Pickup

Anthony Pickup Consultant at Capgemini Invent

Are 'Gestures' and your 'Gait' the future to securing transactions?

About a year ago I read news that researchers have devises how to make how we walk protect private information opens up an interesting use of biometric data. (https://techxplore.com/news/2018-08-artificial-neural-network-framework-gait.html) The solution described in the article describes how a personal device with motion sensors are capable of sec...

/payments

Bhavesh Vaghela

Bhavesh Vaghela SVP B2B Product and Innovation at Collinson

Mobile World Congress 2019 - Intelligent Connectivity

Waiting for my flight home from Barcelona to sunny Luton here are some of my key take aways from MWC19. Artificial Intelligence The intelligence part of MWC is Artificial intelligence (AI). If you haven’t noticed there has been an evolution from internet of things to intelligence of things! Sensors, devices and software that can learn and make you...

/ai

Milos Dunjic

Milos Dunjic AVP, Payments Innovation Technology Solutions at TD Bank Group

WANTED: Voice Browser Standard

Popularity of voice bot frameworks using Natural Language Processing (NLP) and Artificial Intelligence (AI) is on the rise today. Even blockchain can’t compete with Alexa and Google Home anymore, in terms of the attention they are getting. They are in the press, on the radio and TV shows, basically everywhere. Techies and corporate executives, a w...

/ai

Scott Cutler

Scott Cutler Director, at Fortinet

The Growing Threat of Cryptomining

It seems like the whole world is talking about bitcoin, cryptocurrencies and blockchain technology – around dinner tables, at the pub, and even in government meetings. It has also become a hot topic in boardrooms, where discussions around bitcoin aren’t just focused on its ever-fluctuating value. For many organisations, the focus is around how c

/security

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