23 September 2017
Adam Nybäck

Cards and mobile

Adam Nybäck - Anyro

4Posts 28,338Views 36Comments

Android NFC still not for payments

13 May 2011  |  4211 views  |  1

During the Google I/O conference this week there was a presentation called How to NFC. People who were hoping to hear about payments were in for a big disappointment. While the demonstrations were very interesting and innovative not a single one had anything to do with payments.

By the end of the talk they mentioned that card emulation is still not supported in Android and there are good reasons for that. NFC supports a wide range of tag technologies, for instance RFID, FeliCa and MiFare. A single phone can read and write several tag technologies, but can typically only emulate one. So it's currently a hardware limitation combined with the lack of a single dominating standard for contactless payments.

However, what Android does support is something called peer-to-peer using NDEF Push where data can be sent to another NFC device formatted as an NDEF (NFC Data Exchange Format) message. The speakers strongly recommended this as an alternative to card emulation for mobile payments, but they were not aware of any such projects yet. It almost sounds like they forgot about their own project with Citigroup and MasterCard, but more likely that project is using some kind of card emulation anyway to be able to communicate with the VeriFone terminals.

TagsMobile & onlinePayments

Comments: (2)

Brett King
Brett King - Moven - New York | 15 May, 2011, 20:22

Don't let this fool you. I was at an event for FirstData two weeks ago and met with Osama Beider who is one of the guys responsible for the payments side. He very firmly sees NFC payments as the future of Google. Just because Gingerbread (Android 2.3) doesn't have NFC payments as native, does not mean Google isn't working on NFC payments.


Be the first to give this comment the thumbs up 0 thumb ups! (Log in to thumb up)
Adam Nybäck
Adam Nybäck - Anyro - Stockholm | 18 May, 2011, 22:46

Yep. That just confirms what I mentioned in the last paragraph of this blog post. No one fooled here.

Be the first to give this comment the thumbs up 0 thumb ups! (Log in to thumb up)
Comment on this story (membership required)

Latest posts from Adam

Android NFC still not for payments

13 May 2011  |  4211 views  |  1 comments | recomends Recommends 0 TagsMobile & onlinePayments

Use of 3rd parties in online banking

21 April 2011  |  12172 views  |  0 comments | recomends Recommends 1 TagsSecurityGroupInformation Security

Santander UK online bank attacked

19 April 2011  |  7446 views  |  0 comments | recomends Recommends 0 TagsSecurityGroupInformation Security

What's wrong with the UK?

22 November 2008  |  4510 views  |  3 comments | recomends Recommends 0 TagsPayments

Adam's profile

job title System Developer
location Stockholm
member since 2008
Summary profile See full profile »
Self employed system development consultant in the payment card industry in Scandinavia.

Adam's expertise

Member since 2008
4 posts36 comments
What Adam reads
Adam's blog archive
2011 (3)2008 (1)

Who's commenting on Adam's posts