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Vinod Sharma

CashLess OR LessCash

Abstract – Journey from cash only transactions to less cash and thereafter if possible moving to cashless or digital money society. This journey looks very simple in textbooks or written on blogs or p...

19 Dec 2016
Innovation in Financial Services
Vinod Sharma

FinClusion to Balance Gender Gap

Abstract – Focus around financial inclusion or in my language “Finclusion”. In a recent study it was discovered half of the world’s population, lag behind in access and usage of financial products and...

29 Nov 2016
Financial Inclusion
Vinod Sharma

Will Banks ever be successful in Mobile Payments or Mobile Financial Services

Abstract – This article is only meant for discussion and healthy arguments, its not a conclusion by any means this is just an assumption and current picture focused on African & few other markets....

19 Oct 2016
Innovation in Financial Services
Vinod Sharma

NFC FinTech Banking Technology and Speed

NFC – FinTech, Banking, Technology and Speed. Abstract – African financial services industry is in the midst of extraordinary change more and more of the population is becoming part of the formal fi...

17 Oct 2016
Innovation in Financial Services
Vinod Sharma

What is FinTech and where does it Live?

Abstract – A few years back, I had a fascinating discussion about Fintech. Today every 3rd if not 4th profile on LinkedIn is about FinTech Expert. Few days ago someone asked me a million dollar questi...

26 Jul 2016
Innovation in Financial Services
Vinod Sharma

FinTech the Champion of -Banking- Services

Abstract - Cashless or LessCash are terms, which are often interchanged, which in most cases create confusion amongst consumers and to some extend new startups. If we are to consider the Asia-Pacific ...

28 Jun 2016
Innovation in Financial Services
Vinod Sharma

Digitised Bank Payments - Their Struggle Saga with Friend FinTech

Abstract – This article is neither a conclusion nor a claim by any means this is just an assumption and current picture focused on African markets. Idea for this write up is to explorer, read, enjoy, ...

06 Apr 2016
Innovation in Financial Services
Vinod Sharma

Fintech : The BaaP and BaaS Boomer

Abstract : Fintech or Financial technology, is an industry combining and grouping companies that are making financial services including insurance services more efficient and advanced; with use of tec...

30 Mar 2016
Innovation in Financial Services
Vinod Sharma

Financial inclusion -:Finclusion:- Need or Opportunity

Abstract – Financial inclusion in a simple language can be defined as “Ensuring access to basic banking services (Provided by any bank’s banking services or MNO’s mobile money services)”. The subject ...

06 Mar 2016
Financial Inclusion
Vinod Sharma

Convergence - Intelligent System, Mobile Data Charging and PCRF

Abstract – My last post created some typical requests from regular readers about simplifying the post as most of the reader mentioned it was too technical and difficult to understand, PCRF the Liberat...

26 Feb 2016
Vinod Sharma

PCRF the Liberator for Mobile Data Charging

Abstract – Policy and Charging Rules Function (PCRF) not too old concept introduced in last quarter of year 2007 when standards for the 3GPP Policy Charging Control (PCC) architecture were published. ...

22 Feb 2016
Vinod Sharma

Who moved my Cheese? - Mobile Data Charging

Worldwide predictions on Mobile Data usage are hinting towards more and more demand. The demand for mobile device data is many folds higher compared than PC or laptop demand which clearly proves mobil...

02 Feb 2016