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Ben O'Brien

Ben O'Brien Managing Director at Jaywing

PRA CP21/25: Towards a unified regulatory data framework

The Bank of England’s Future Banking Data (FBD) programme has released its first major output: Consultation Paper CP21/25. It proposes a more streamlined approach to regulatory reporting, aimed at easing the administrative load for UK banks, building societies, and investment firms. This represents an important development. The FBD programme merges...

/regulation

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

How confident are you in your risk data?

Timely, accurate and high-quality data is the foundation of effective modelling, analysis and risk management. Regulators, through initiatives such as BCBS 239, have sought to strengthen control and ensure data is fit for purpose. Yet supervisors often expect straightforward answers, and struggle with ranges, error margins and the uncertainty that...

/regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Organisation wallets (EUBW): Urgent starting points for data exchange in the Trust Infrastructure

It is now obvious that there is a need to advance much faster – and soon go deeper - than was previously thought in the EU Trust Infrastructure rollout. The critically important step is to take suitable issuing and verification agents in use in public sector units and progressive enterprises without delay and start data exchange testing. The tech...

Julija Jevstignejeva

Julija Jevstignejeva Deputy Head of Marketing at Walletto UAB

Fast and Easy Money Transfers

In today’s business world, speed is everything. Customers expect refunds within seconds, employees and contractors want instant access to their earnings, and partners value quick settlements. Yet many companies still rely on slow traditional transfers that take days to process, creating friction in operations and reducing trust. At WALLETTO, we be...

Katherine Chan

Katherine Chan CEO at Juice

Under Pressure: How UK SMEs Can Survive (and Grow) Through 2025’s Tax Squeeze

As CEO of one of the fastest-growing fintech lenders in the UK, I’ve helped founders grow through calm and chaos. Right now, growth feels harder than ever. Nearly one million UK SMEs fear closure following April’s rise in employer National Insurance, minimum wage, and capital gains tax. At the same time, the British Chambers of Commerce shows fewe...

/startups /inclusion Fintech

Thorsten Hein

Thorsten Hein Principal Product Marketing Mgr. & Insurance Lead at SAS

Synthetic data gives premium pricing a makeover

Insurance pricing is a complex exercise. To set the premium price for a policy, an insurer must evaluate various risk factors associated with the person, property or entity to be covered. And insurers shouldn’t be limited to their own internal risk assessment alone; they should combine their own data with market data to understand the pricing stra...

/ai Digital Insurance Trends

Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

AI agents meet stablecoins…when money gets interesting!

Imagine waking up and… Your alarm goes off at 6am. By the time your feet hit the floor, an AI agent has scanned your smart fridge, noticed you’re low on your favourite milk and already placed a grocery order that will be delivered by 8am. On your way to work, your agent has rebalanced your monthly budget after a spending ‘blowout’ at a restauran

/ai /crypto

Carlo R.W. De Meijer

Carlo R.W. De Meijer The Meyer Financial Services Advisory (MIFS) at MIFSA

GENIUS and CLARITY ACT: US Financial Institutions entering the digital space

Since President Trump has signed the GENIUS Act a lot has been published on what that could bring to the traditional financial sector. It opens doors for traditional financial institutions (FIs) to enter the digital asset space with fewer regulatory hurdles. Banks can now more easily offer crypto services and provide banking to crypto businesses i...

/crypto Blockchain Observations

Nick Jones

Nick Jones CEO at Zumo

The crypto sector is for turning

The rapidly growing crypto industry continues to make headlines, with the sector’s market capitalisation breaching the $4 trillion mark recently. It’s fair to say that developments are being led by the US. The Trump administration recognises that digital assets offer a significant economic growth opportunity, and the passing of the GENIUS Act has b...

/regulation /crypto

Hamza Behzad

Hamza Behzad Business Development Director at Finova

How the fintech boom transformed the mortgage journey over the last 20 years

Since the pandemic, the mortgage industry has stood at a pivotal moment where transformation meets opportunity. Technology, once a nice-to-have, is now driving resilience, innovation, and growth across the sector. For fintech leaders, understanding how the mortgage journey has evolved and where it is headed is key to identifying opportunity in a m...

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