22 August 2017

Banking Architecture

A Finextra Community Group

42Posts 188,725Views 11Comments

Latest blog posts

Adedeji OloweSystemSpecs Limited - Lagos

Dropbox banking: The backbone for Fintechs and a probable model for banking in the future

27 June 2017  |  8041 views  |  0 comments | recommendations Recommends 0

The argument about if Fintechs and Banks are frenemies would never end. And it’s justifiably so. Retail banks have a model of providing checking, savings, investment account services. Of course, they layer that with credit cards, personal loans, mortgages, etc. Fintech showing up on the scene means one thing, banks would be losers. There isn’t any...

TagsRetail bankingInnovation
Charles PlattSoftware AG - London

Neither a Producer nor a Distributor be... in your IT Philosophy

26 June 2017  |  4568 views  |  0 comments | recommendations Recommends 0

Economics can teach us a few lessons in our approach to technology set-up. From an economic perspective there is a lot of risk in being a producer. It requires commitment to fixed infrastructure — buying it, setting it up and maintaining it — in order to develop the assets to sell. Product diversity requires further expenditure on fixed infrastruct...

TagsRisk & regulationInnovation
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Sarah Jackson
Sarah JacksonEquiniti - London

Staying agile: The key to longevity for today’s challenger banks

25 May 2017  |  5410 views  |  0 comments | recommendations Recommends 0

Despite their fragmentation, challenger banks remain united in their need for operational agility. The term ‘challenger banks’ is fast becoming a misnomer, such is the level of diversity displayed by ...

Maurizio Canton
Maurizio CantonTIBCO Software - London

Enabling anywhere, anytime banking with an API-driven architecture

11 April 2017  |  6157 views  |  0 comments | recommendations Recommends 0

Maurizio Canton, CTO EMEA, TIBCO Software As PSD2 drives the compulsory introduction of open APIs in banks, now is the time to go beyond compliance to achieving digital goals. Application Programmin...

TagsPayments
Shriyanka Hore
Shriyanka HoreIBM - Mumbai

Who pays off the Technical Debt for Fintech Startups ?

03 April 2017  |  9247 views  |  1 comments | recommendations Recommends 2

'Technical Debt' - Making sense of the Metaphor In 1992 Ward Cunningham - the man who created the first Wiki coined a metaphor called 'Technical Debt' . The term later went on to be called 'Code Debt...

TagsRisk & regulationStart ups
Bradd Lewis
Bradd LewisDell EMC - London

Breaking out of the Henry T Ford approach to FS infrastructure

24 March 2017  |  3397 views  |  0 comments | recommendations Recommends 0

From our regular meetings with FS IT leaders in the UK, we know that the challenges of delivering scalable, secure and timely IT to support vastly different, yet constant, requests from across the bus...

TagsInnovation
Anupam Garg
Anupam GargInfosys Limited - Chandigarh

Why, what and how banking should be opened?

22 March 2017  |  6556 views  |  0 comments | recommendations Recommends 0

Gartner defines Open Banking as the provision of services in the context of users through API platforms; app stores and apps. In simpler words, it means utilisation of open source technology which can...

TagsInnovation
Balajee Sethuraman
Balajee SethuramanCognizant - Zurich

Fending off fraudsters: six steps to tackling financial crime in banking today

17 February 2017  |  6004 views  |  0 comments | recommendations Recommends 0

In the financial services industry, disruptive technology is generally seen as an enabler of business growth, as well as an enhanced consumer experience. For example, blockchain ledgers have the poten...

TagsSecurity
Nikhil Mittal
Nikhil MittalWells Fargo - Charlotte

Analytics is the oxygen that energizes new banks to scale new heights of modernization

26 July 2016  |  4351 views  |  0 comments | recommendations Recommends 0

Large, global banks process billions of transactions across service offerings to a plethora of customers across demographics, daily. In order to sustain effective operations, they must adopt cutting-e...

TagsRisk & regulationInnovation
Nikhil Mittal
Nikhil MittalWells Fargo - Charlotte

Apply intelligence where it is needed the most

26 July 2016  |  2753 views  |  0 comments | recommendations Recommends 0

In my previous blog, we talked about letting the CAT out of the bag in order to make risk management more effective. The 'T' we talked about previously was 'transactions,' the other two being 'custome...

TagsRisk & regulationInnovation
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Founded by Siddharth Udani
Date 04 Sep 2008
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A community for discussing the latest happenings in banking IT. Credit Crunch impacting Risk Systems overall, revamp of mortgage backed securities, payment transformations, include business, technology, data and systems architecture capturing IT trends, 'what to dos?' concerning design of systems.
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