Join the Community

21,853
Expert opinions
44,053
Total members
426
New members (last 30 days)
203
New opinions (last 30 days)
28,640
Total comments

Latest expert opinions

clear
clear
Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Building Wealth for Everyone: How Banks Can Democratize Recurring, Low-Cost, Long-Term Investing

Active investing is challenging, often yielding less-than-desired results for the average investor. While professional investors with access to advanced tools, up-to-the-minute market information, and complex models might occasionally beat the market, for most of us, that’s a near-impossible feat. The efficiency of markets today means that any pu

/wealth /retail Fintech

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Gold's new all-time high: Evaluating the asset’s long-term outlook

Gold prices (XAU/USD) surged past the $2,700 mark, reaching a new all-time high during Friday’s Asian session. The precious metal has maintained a strong uptrend over the past week, driven by a combination of central bank monetary easing, geopolitical risks, and a weakening U.S. Dollar. As global uncertainties persist, gold continues to shine as a...

/markets

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Analysis: Fraud Challenges Facing Neobanks and Fintechs

Neobanks and fintech companies have revolutionized the financial services industry, offering customers more flexible, user-friendly alternatives to traditional banks. With sleek mobile apps, fast account setup, and innovative financial products, these digital-only platforms have attracted millions of users worldwide. However, this rapid growth h

/regulation /crime

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Traditional financial custodians enter the crypto market

An interesting recent development in the crypto market is the increasing introduction of institutional crypto custody services, setting new benchmarks in the crypto industry. The adoption of Bitcoin and Ether ETFs this year has attracted growing acceptance in mainstream finance. As a result the institutional demand for secure, compliant and flexib...

/crypto Blockchain Observations

Azimkhon Askarov

Azimkhon Askarov Co-partner at CONCRYT

What can we learn from the Gen Z love of BNPL?

Gen Z is known to lead the charge when it comes to the adoption of new payment methods – which is good news for BNPL, which has had some high-profile knock-backs and more than its share of negative headlines. Buy Now, Pay Later (BNPL) saw explosive growth during the pandemic, which continues now during the cost-of-living crisis. As such, it has es...

/payments /inclusion

King Leung

King Leung Global Head of Financial Services and FinTech at InvestHK

Frontier Tech is Set to Transform Global Finance

Today, the world is changing geopolitically, economically and technologically – we are witnessing an evolving global nexus. Experts have taken note of engines of growth in Asia, a region predicted to fuel two-thirds of global economic growth in the coming years. Markets like the Middle East and ASEAN have received particular attention recently due...

/ai /sustainable

Erica Andersen

Erica Andersen Marketing at smartR AI

Data, energy, people and planet: Some SLM balance in the polarized digital age

We need to start taking data privacy and data broking seriously because it would cut energy consumption if only companies adopted private SLMs rather than the huge open source LLMs offered by the big tech organizations. This would keep energy bills down for all of us long suffering consumers who are just about to see another big increase in our b

/ai /sustainable Artificial Intelligence and Financial Services

Dimitry Senko

Dimitry Senko Payment IT Consultant and Business Analyst at ScienceSoft USA Corporation

KYC/AML in Virtual Cards: Automation Handbook for Incumbents and Digital-Only Newcomers

This article was co-authored with Stacy Dubovik, ScienceSoft's Financial Technology and Blockchain Researcher, and Alex Bekker, ScienceSoft's Head of Data Analytics Department. While bringing much-demanded speed and security into payment flows, virtual cards raise unique concerns associated with identity fraud and money laundering. Given the stri...

Nicky Goulimis

Nicky Goulimis Co-founder at Tunic Pay

It's a good time to be alive... if you're a faster payments fraudster

Imagine you are a fraudster swindling unwitting consumers out of their hard-earned savings. You'd have to agree, it's a good time to be in business. Most banks don't spot you before you complete the scam. They are powerless to stop you. And they haven't a hope of tracking you down once the money reaches you. Official statistics tell us that 250,0...

/payments /crime Fintech

Matt Riggall

Matt Riggall Head of Commercial Lending Vertical, Cap. Markets at FIS

Generative AI agents and the future of work in commercial banking

The future of work for commercial banking RM's is set to be transformed by the integration of generative AI agents. As the financial services industry evolves, AI will become an essential tool, automating tasks and enhancing productivity. Here’s how AI will revolutionize key activities for RM's: Portfolio Management: AI agents will help relations...

/ai /wholesale

Now Hiring