24 October 2017
Bo Harald

Good for society at large

Bo Harald - ZEF, Transmeri, Real Time Economy Program

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Innovation in Financial Services

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Avoid ice ages..

14 October 2009  |  4360 views  |  0

Corporate inertia, quarterly capitalism and techno-hype have together created a rather sad overall picture of how digital services have been introduced.

Far too often in the past digital services have been seen as - at best - side shows and top management support for promotion - badly needed in conservative organisations - have at best been lukewarm. The next episode has then been a very expensive attempt to catch up with competitors. As this cannot be done fast - even with big money - the Ice Ages following inevitable failures,  have been deep and long.


The other extreme was seen during the dotcom boom - any hype was good enough for substantial spending - again followed by Ice Ages.

The best way is to start very early - be very interested in new ideas and new technology - try it out - fail from time to time in small scale - and above all be mature when the bigger steps are needed.

Avoid ice ages.. TagsPayments

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job title Chairman/Founding member
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