After the biggest financial crisis in history, which defied most people's imagination, humbling even China, the G20 have come together and agreed to a course. Congratulations.

Perhaps the most significant part is the coming together. It is no doubt the biggest and most important agreement ever reached.

Not without significance is the mixture of socialism and capitalism which may come out of it. I know there a lot of people who will see hope in this. Many of them are in the developing world.

While there are problems, and the critics will be many, it's actually time for all of us to step up to the plate and 'do our bit'.

Every single one of us can make things better.

If we all concentrate on what we can achieve individually and by coming together like the G20, then there will be few problems we cannot solve. It is time.

Think small and local or global and big. Whatever you can do.

We need efficiencies. We need innovation, we need problem solving and most of all we need sharing. Sharing the burden and the rewards.

While some will say our children will pay the price for our mistakes, it's time to get over it and start thinking like we are all in the 21st century. The elders can look back and remember what their vision of the 21st century was when they were young - and make it so. The young can show us how to achieve it.

Communication, education, innovation, and trust.

The noughties have probably burnt a few fingers reaching too greedily, but as many of us already know, the best things are what you can do for others. This doesn't mean that we shouldn't seek the rewards of our efforts, but let us make the effort first, earning the rewards fairly.

The time of squandering the worlds resources and decimating the environment we all need should be brought to an end.

Take this opportunity to take a fresh look at the way you do things no matter what you do and we will all be better for it. The government cannot do it for us. We must do it. Every single one of us.

It's time to question your values and ensure you add value to what you do. That's all it needs - everyone to add a little value.

It's up to you. What are you waiting for?