Join the Community

22,991
Expert opinions
43,829
Total members
411
New members (last 30 days)
174
New opinions (last 30 days)
28,981
Total comments

Biometric Credit Cards. Innovative? Yes, raises a few questions though.

  0 1 comment

Did you see this news?

NatWest to trial biometric credit card

NatWest is to begin a three-month trial of biometric fingerprint credit cards with 150 customers. The biometric credit cards will offer contactless payments using fingerprint verification for transactions 

https://www.finextra.com/newsarticle/34546/natwest-to-trial-biometric-credit-card 

At the outset, it seems innovative and interesting. I extend my best-wishes to the Natwest team for this new initiative. However, I'm very curious for some details. 

Can someone who understands this better, clarify a few points from a technology/feasibility point of view? 

1. These cards are not really cards, are they? Won't they be needing a sensor, firmware, memory, computing power and some battery built into them? If yes, it becomes a mini-gadget in itself, not just a Simple-Card.

 

2. I am assuming that the fingerprint-verification is done at the card and not relayed to the server for a validation.How would one update (or program) his fingerprint into the card? Correct me, if I am missing something. 

 

3. Couldn't this use-case be built into the Mobile App? Isnt it easier to exploit the inbuilt-sensors instead of duplicating resources?  

 

 

External

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

Join the Community

22,991
Expert opinions
43,829
Total members
411
New members (last 30 days)
174
New opinions (last 30 days)
28,981
Total comments

Now Hiring