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London
Member since
2007
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Misys Digital VERMEG
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Payments
PhilipMHarrison
Philip Harrison

Philip Harrison

FinTech / Digital Banking / International Sales at UK / Europe / Russia
Message Message me Posts: 0 Comments: 8
Bio Accenture ACI Misys Finastra VocaLink Monitise Visa MasterCard VERMEG International FinTech Sales - Digital Banking, Mobile Banking, Payments Career History Accenture VERMEG Misys Finastra VocaLink Monitise ACI Worldwide Cashplus.com Visa Mastercard Western Union International Bank Clairmail Mobile Solutions

Philip is Commenting on

Monzo achieves Unicorn status

  ...so...the valuation of the Monzo business is 555million times earnings... ...do we really believe in Unicorns??...

01 Nov 2018 Reply Read article

The Naked King

  ...Starbucks provides a useful "niche" closed loop stored value mobile payment app.... ...as a consumer, how many of these closed loop schemes will I actually sign up for? - a handful, no doubt, at my favourite retailers - if they offer sufficiently attractive loyalty schemes to justify my downloading their app and loading value.... ...but will I load value by card (and keep the card schemes in business) or directly from my bank account? ...and where do Starbucks keep their $2bn in float?  Correct.  In a bank account... ...niche stored value accounts and/or wallets may take a small proportion of my spend, but the vast majority will be from my bank account - facilitated by card, or directly from bank account, courtesy of mobile, ACH and Faster Payments (in the UK at least)...

23 May 2013 Reply Read article

One penny solution to mobile payments conundrum

  ...Telcos are generally 'dumb pipes', despite their efforts to insert themselves into the payments value chain.... ...the card schemes have a vested interest in resisting any downward pressures towards a 1p transaction charge.... ...to make mobile payments ubiquitous, what we will see is innovation from key players who are already connected to every bank, merchant and consumer in the country....very few organisations match that description....watch this space...

09 May 2013 Reply Read article

If you read this, I will sue you

  Alexander....thanks for another very entertaining blog... :) I would comment further...but do we have an NDA in place?... Phil

18 Jan 2013 Reply Read article