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Pallava Nagulakonda

Pallava Nagulakonda

Technology Head at Tata Consultancy Services
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Bio I am a Technology Head at the Banking and Financial Services industry at TCS. I am my team work on identifying Technology and business trends that are likely to influence the banking industry. We publish our Point of view on the impact of these trends, Publish industry insights on the state of retail banking industry. We identify offerings from TCS and partners that will transform our customer's business. Career History I am a senior consultant with TCS Banking Financial Services and Insurance unit. I have over 23 years of experience in banking IT services and consulting with expertise in a wide range of retail banking functions. I am a trend seeker observing technology and business for trends that can help transform the retail banking operations of the clients. I have an MBA degree from Osmania University.


Frictionless Payments

CBDCs for Cross-Border Freelancers: Faster, Cheaper, Seamless Payments on the horizon

15 Mar 2023

There has been a significant increase in the cross-border freelancing segment, which grew by approximately 30% (to a size of fifty-nine million) during the pandemic. This rise as well as the shortage of skills led to countries creating favorable visa regimes and organizations embracing remote working arrangements. As per a popular freelancing plat...


Open banking solutions can protect Gig workers from BNPL debt trap

29 Nov 2022

Buy Now, Pay Later (BNPL) is a type of unsecured short-term financing that allows consumers to make big-ticket purchases and pay for them in installments, often interest-free. This form of consumer financing has been growing rapidly in the last few years and is projected to keep growing for a long time to come. Temporal Discounting, the human te...