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Waze giving details on the "way" you drive and Comparator enabling favorable presentation of certain offerings - eg google addswork - Google will soon be the largest on-line Insurance Broker for cars. 

You can seel others' stocks !

According to the term sheet, which was picked up by Sanjay Sakhrani, an equity analyst at Keefe, Bruyette & Woods, Apple will receive 15 basis points (0.15 percent) per credit card transaction, as well as a half a penny for each debit transaction. The contract also stipulates that issuers must make available at least 95% of the cards in their portfolio to iPhone users.

As per earlier Article dated November 5. 

After telecom provider getting most of the Clout from Mobile & SMS banking for unbanked, desintermediation in payment is going fast!