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Mark's blog archive

2022 (1) 2021 (2) 2020 (1) 2016 (1)
Mark Aldred

Mark Aldred

Head of Sales at Auriga
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Bio I am head of international sales for Auriga, an supplier of technology solutions for omnichannel banking and payments industries Career History I have over 30 years experience working in technology solutions for the banking industry


Financial Services Regulation

Could the FCA and Fintech Rewrite the Rules for Branch and ATM Cuts?

28 Jul 2022

On 26th July 2022, the FCA ended its consultation on whether its guidance on how banks close branch and ATMs services should be changed. This consultation was significant because it acknowledged current guidelines on these services were cut or altered were not working. So what should happen next? More Transparency From the FCA and the banks, we do...

Banking Strategy, Digital and Transformation

Access to Cash Consultation Deadline Looming

31 Aug 2021

In a month's time, the UK government’s Access to Cash consultation will close. Ahead of the September 23rd deadline, the drumbeat of bank branch closures and loss of ATMs has not decreased. Most of the major banks like HSBC and Lloyds are shuttering more branches across the country this year, eliminating access to cash and quality financial s...

Banking Strategy, Digital and Transformation

Let’s Use Digital Technology to Transform Not Break Branch Banking

18 Mar 2021

Three months into 2021 and we are seeing more bank branch closures on the cards with HSBC unveiling their plan to close branches. Of course, this isn’t unusual news. Legacy banks are suffering a perfect storm; massive reductions in customers utilising traditional banking channels and new entrants seizing market share with innovative digital only ...

Banking Strategy, Digital and Transformation

How the impact of COVID-19 could accelerate next generation bank branch transformation

18 Jun 2020

COVID-19 and the lockdown has had a profound effect on all aspects of our economy and society. This includes banking and access to money. Indeed, as recently reported in Finextra, MPs wrote to the Chancellor and asked him to act now to protect the UK cash infrastructure from imminent collapse, as people shun ATMs due to the Covid-19 outbreak. Th...