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Clearly this one will be taking from the rich (APR of 20.24% – 29.99%).

Since we are talking about Robin Hood here - shouldnt they  redirect some of these profits to the financialy underserved ?   

Just to put that in context, top Fintechs from Europe, with global presence (Revolut, Klarna) are expected to report around 2 Bn in revenues for 2023. How was it possible for Nu bank to grow so much faster? Is Nu bank so much better or was Brazil such an opportunity?