E-commerce

How Digital Gift Cards Have Transformed the E-commerce Industry

18 Mar 2024

Gift cards have been a mainstay in the traditional retail industry since their inception in the 30s, first introduced as ‘gift certificates’. They become the reliable go-to grab at the checkout counter, nestled beside the payment tills, waiting for that last-minute gift panic to strike. How times have changed. Now, digital top-up payment cards ar...

Behind the boom of Pay Now Buy Later in the APAC Region

15 Nov 2023

Pay Now Buy Later (PNBL) is an approach to personal finance where consumers only spend what they have – providing a much more sustainable financial foundation for households, parents, and younger generations. The essence of PNBL is that consumers make upfront prepaid payments on digital top up cards so they can buy a product or asset in the future....