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Rolands's blog archive

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Rolands Mesters

Rolands Mesters

CEO at Nordigen
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Open Banking

“Happy Birthday, Open Banking!”

13 Jan 2022

Open Banking is celebrating its 4th birthday today in the UK. Four years on, and it is still growing and developing into an exceptional alternative to traditional banking. This is great news for all Open Banking service providers. Since Open Banking was first established in the UK in 2018, many changes have occurred that challenged our approach to...


Open Banking

How open banking cures financial hangover

05 Jan 2022

January is known as being the most depressing month of the year and a large reason for this is the leftover financial strain put on us due to the holiday season. For many people the winter holidays are a time for gifts and activities with loved ones. Everyone knows it’s also one of the more expensive times of the year, with many Europeans spendi...

Open Banking

Can we please stop using screen scraping for bank connectivity?

14 Dec 2021

Disclaimer: I’m incredibly biased. I’m a strong advocate for real bank APIs and I’ve commented before on just how flawed I think screen scraping is. Screen scraping is still being used to this day, despite expert opinions, such as the one in a recent article by Behaviosec, revealing frightful facts about the technology. Regulators have investigate...


Open Banking

Payment services have become a commodity, Visa is no longer safe

29 Nov 2021

The payment landscape has become increasingly competitive, with a growing number of payment options appearing in recent years. Now, with the establishment of alternative payment choices, the Visa and Mastercard duopoly is challenged from all sides. Amazon recently announced that they will stop accepting UK Visa card payments and Visa has responde...