Bread Cashback offers unlimited 2% cash back with no reward caps and no categories to manage. Plus, there are no annual fees or foreign transaction fees. Cardholders will also have access to premium American Express offers and benefits.

“When we rebranded to Bread Financial in March, we made a promise to our customers to focus on delivering the innovative payment, lending and saving solutions they need at each and every stage of their financial journeys,” said Val Greer, executive vice president and chief commercial officer, Bread Financial. “The new Bread Cashback American Express Credit Card offers cardholders unlimited 2% cash back, no annual or foreign transaction fees, access to dining, travel and entertainment offers, as well as comprehensive purchase, identity and travel protections. This unique combination of premium benefits and value was designed to meet the needs of today’s consumers who demand more choice and access.”

“We’re excited to be partnering with Bread Financial to offer their customers a new leading cashback product backed by the American Express network with compelling value, rewards and services,” said Will Stredwick, senior vice president and general manager, global network services, American Express. “This partnership expands and extends the backing of the American Express network to more people, providing important card protections, offers and access they expect from American Express.”

The Bread Cashback American Express Credit Card provides consumers with the financial flexibility to help unlock new opportunities and live their best lives. Cardholders gain access to several industry-leading benefits to help them make confident, secure and seamless purchases every day, including:

Unlimited 2% cash back: No reward caps, opt-ins or categories to manage
No annual fees
No foreign transaction fees
Premium protection benefits: Purchase protection, zero fraud liability, identity theft insurance and emergency assistance
American Express lifestyle benefits: Access to merchant, dining, and entertainment offers and discounts
The Bread Cashback American Express Credit Card joins an existing suite of simple, personalized Bread Financial solutions — including Bread PayTM (buy now, pay later and installment loans) and Bread SavingsTM, formerly Comenity Direct. With the addition of the Bread Cashback American Express Credit Card, consumers at all stages of their financial lives have access to a robust suite of solutions to serve their payment and saving needs.

“From the just-getting-started college graduate to the credit-savvy bargain hunter, everyone deserves access to financial flexibility that’s free of gimmicks and complexity,” said Greer. “The Bread Cashback American Express Card opens up limitless opportunities for consumers, and empowers them to make the purchases they need in the moment or in the future with ease and transparency.”