Manoj, a widely recognized and influential member of the marketplace lending technology community, is a seasoned leader with over 20 years of experience working with IT and product engineering companies. An alumnus of the prestigious Indian Institute of Information Technology, Manoj specializes in the execution of strategic initiatives that align customer and future market demands, and has obtained 7 U.S. Patents, with several more patent pending applications.

As CTO, Manoj will apply his combined engineering and business background to provide thought leadership and guidance for LendingUSA, which uses a proprietary lending solution that allows customers to apply for financing directly at the point of sale and receive a decision within seconds.

“Manoj is a brilliant technologist and fintech visionary with a deep understanding and passion for next-generation technology, problem solving, and market dynamics,” says Camilo Concha, CEO of LendingUSA. “He has invaluable perspective and insight on how to use technology to power progress, improve the user experience, and seamlessly meet the customer’s needs. We’re thrilled to be working with him.”

His previous experience includes being the co-founder and Chief Technology Officer of LendFoundry, a fintech accelerator platform for marketplace lending. He was also a co-founder and senior executive at Sigma Infosolutions, a leader in business and IT solutions for both large and small enterprises. During his time at Sigma, he was instrumental in the design and architecture of the origination platform for loanDepot, QuickBridge and the servicing system deployed for Rocketloans.

Additionally, as a Senior Systems Engineer, Manoj was a development lead at Finacle, a core banking product by Infosys, which serves 450 million customers across 84 countries. He has also been involved with several computer vision, GPGPU-based image processing and machine learning initiatives at Canon Information and Imaging Solutions. He writes regularly about marketplace lending and has spoken about fintech at major industry conferences including Lendit.

“LendingUSA is one of the key innovators in the marketplace lending community, and being a part of a dynamic team with a transformational vision challenges the norm,” says Manoj of the appointment. “They’re using technology in a way that revolutionizes financing for both the merchant and the borrower, and I’m excited to work with them on optimization and strategy as they continue to expand their footprint in the point of sale financing industry.”