Estep serves as president and CEO of NACHA - The Electronic Payments Association® that oversees the Automated Clearing House (ACH) Network.

Prior to joining NACHA in 2008, Estep served as executive vice president of U.S. Bank’s Transaction Services division, leading the general management of the division, which included Elan ATM & Debit Services, ATM Banking Product and Operational Support, ATM & Kiosk Services, and EFT Network support. She joined U.S. Bank in 1997 with responsibility for its Merchant Payment Services division, previously holding a variety of management positions in technology-intensive companies. Prior, Estep was general manager of the Twin Cities laboratory and vice president of sales and marketing for Pace Analytical Services. She also spent 15 years at IBM in a range of field and corporate positions.

“Having worked closely with ACI over the years, I can attest to the company’s strong leadership and vision. With its Universal Payments framework, ACI is a key driver in the evolution of payments and banking,” said Estep. “I am excited to join an impressive board and collaborate closely with an executive team that truly understands payments.”

“Jan is among the foremost industry leaders. She has contributed greatly to payments innovation and is a tremendous addition to our board,” said Phil Heasley, president and CEO, ACI Worldwide. “As the head of NACHA, she has done a great job in not only strengthening the ACH Network, but also in helping the industry create better solutions. And as our Universal Payments adoption increases, Jan’s input will be beneficial.”