Phil joined Experian Decision Analytics in September 2006 as a Principal Consultant in the Global Consultancy Team, specialising in Telecommunications. Prior to joining Experian, Phil was the Director of Finance Operations at Hutchison 3G, and before that, Head of Credit Management at Orange UK.

Prior to working in the telecommunications sector, Phil gained his experience in credit management, starting his working life at HFC Bank and then at Littlewoods' financial services division, Credit and Data Marketing Services, where he managed large teams and budgets across a range of financial sectors.

Phil will be based at Experian Decision Analytics' Nottingham headquarters, reporting to Stephen Denby, Managing Director of Experian Decision Analytics EMEAI.

Commenting on his new role, Phil Watson said: "This is a very exciting opportunity to work with our large client base in the UK and address the strategic credit and fraud risk challenges they face in this sophisticated and dynamic market. We want to consolidate the position of Experian Decision Analytics as the credit industry's premier provider of credit risk and fraud management solutions in the UK by delivering significant, bottom line business benefits to our clients through working in partnership with them."