The UK's Lloyds TSB Bank has deployed Level Four Software's EMV FastTrack tool to assist in the migration of its ATM network to comply with the EMV smart card standard.
The system, in conjunction with Level Four's ATM Simulator product, enables the bank to add EMV functions and automate the regression testing of ATM transactions, reducing the time spent manually testing individual units.
EMV FastTrack allows the creation of EMV compatible ATM downloads and full end-to-end transaction testing directly from the chip card, through the ATM and up to the bank's Base24 host system.
Level Four says some banks have estimated that with the move to EMV the number of tests required on ATMs will multiply as much as tenfold.
Martin Macmillan, CEO, Level Four, says: "Introducing the new EMV chip card adds complexity to the dialogue between the card, the ATM and the rest of the network, so much so that it is almost impossible to test on a purely manual basis."
He adds that investments in automated testing for ATM networks can show a return on investment in less than a year.