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PayPal rolls out QR Code payments to 28 markets worldwide

PayPal has launched payment by QR codes in the UK and 27 other markets around the world, providing a touch-free way for businesses to receive payments and for consumers to make purchases during Covid-19.

  35 5 comments

PayPal rolls out QR Code payments to 28 markets worldwide

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

From local takeaway coffee shops to selling secondhand goods - the rollout of the QR code functionality in the PayPal app allows customers to buy or sell in in-person, without the need to exchange cash or key in PIN codes.

John Kunze, SVP of branded experiences, PayPal, says: “The rollout of QR codes for buyers and sellers not only incorporates the safety, security and convenience of using PayPal in-person, but also takes into consideration ongoing social distancing requirements, even as we start to see some restrictions be lifted around the world.”

Recent research from product and design agency Foolproof suggested that touch-free shopping and payments could be one of the lasting legacies of the Covid-19 outbreak, as consumers shy away from devices - like ATMs and PIN pads - that require manual keying.

Using QR code technology, there is no technology to touch or purchase - users just aim a smartphone camera at a QR Code that is printed or present on another screen.

Lisa Scott, senior director, PayPal, says: “Covid-19 has changed the shopping experience in the UK as we know it. The need for security and convenience is there, as always, but we now need to be able to sell and buy in a way that is quick, safe and involves limited social contact.”

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Comments: (5)

Duane Tough

Duane Tough pres at PBATM

QR codes are and have been very popular in many payment channels for years and even more so in Asia.  The 'Covid" excuse for 'why now' from PP....it gets it there, better late to the party then not at all....IMHO

Hitesh Thakkar

Hitesh Thakkar Technology Evangelist (Financial Technology) at SME - Fintech startups (APAC and Africa)

Appriciate Team@PayPal the Quick Response to the COVID-19 Less or No contact challenges in payments space. Roll out across 27 market is well co-ordinated activity !!!

Howard Elsey

Howard Elsey Director at E-Pay Logistics Ltd

A timely move and I agree #Hitesh Thakkar that they have done to roll it to so many markets.  Will it gavlanise those markets where QR has been a damp squib so far? e.g. the European market?

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Actually, pandemic may not be an excuse but the raison d'être for QR code in UK.

Earlier today, I'd tweeted as follows:

In China, India, etc., Merchant has no POS, often can't accept Credit Card. AliPay, PayTM offer Merchant a way to accept digital payments via QR code, with Customer's Smartphone being QR Code Reader. In USA, UK, Merchant already has POS, either directly from Acquirer or via SQUARE et al, has been able to accept Credit Card for ages, ergo has no compelling reason to change to QR to accept Credit Card / Bank A/c linked payments, regardless of low cost of QR. I've long argued that SBUX Pay has succeeded in USA because it's really a Loyalty App with Wallet Payment bundled as a necessary step at the end, rather than a pure-play payment method. I believe WalMart Pay, Dunkin Donuts Pay et al in USA also work on QR Code (with Customer's Smartphone acting as QR Code Reader).

After reading this article, it struck me that, by providing contactless operations, QR enjoys strong "Product Zeitgeist Fit" during pandemic, which could be the compelling reason to switch to it from ("contactful") POS, in USA, UK and other countries where POS penetration is high. (I'm assuming these countries still have some old gen non-contactless POS terminals)

Howard Elsey

Howard Elsey Director at E-Pay Logistics Ltd

So that's a yes then?

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