Temenos says FE-Mobile's SecureLink technology will interface with ARC - which is part of the vendor's T24 platform - to help banks implement easy-to-use mobile banking services.

FE-Mobile's technology includes handset software deployed at installation and at server component level. This secures the handset, protects the link and validates the endpoints for every message exchanged.

Temenos says the system automatically detects the type of mobile handset at installation, 'synching' the phone to its T24 platform using IP. Data on the phone is encrypted and protected by PIN; any repeated incorrect PIN entry stops the application, deletes personal data and requires a new download from the bank.

When a transaction is transmitted to T24, it will be processed and acknowledged together with new balance and transaction summaries so that the user can see the updated balance and the new balance at the time of the exchange.

Mark Gunning, group strategy director, Temenos, says: "Partnering with FE-Mobile provides our clients with a solution that uses state of the art and best-of-breed security, delivers rich functionality, both online and offline in real-time and on the widest range of handsets. This compares to most solutions used by banks today that provide mobile banking in less than fully secure 'SMS-like' format screens.

"Through integration with ARC and use of the ARC architecture, we can provide a low cost solution that is able to seamlessly expose standard T24 functionality through the mobile channel."

Phil Sorrell, CEO, FE-Mobile, adds: "Together, Temenos and FE-Mobile will enable banks to quickly launch highly secure, rich in functionality mobile banking services, while removing the risks and complexity of software integration."

Temonos says the new functionality will also be offered as part of eMerge, its pre-configured core banking system for microfinance institutions.