Latest long reads: Finextra Research

Will ESG-linked accounts help banks stand out from their sustainable finance competitors?

Scott Hamilton Contributing Editor at Finextra Research

Will ESG-linked accounts help banks stand out from their sustainable finance competitors?

When Standard Chartered introduced its ESG-linked account in August 2024, it wasn’t the first time the bank had turned its focus directly towards environmental and social issues in its product portfolio. In fact, the bank’s sustainable account - which offers clients access to their cash while investing the surplus to support United Nations Sustai...

05 November 2024 /sustainable

Top 10 Klarna stories for 10 years of Klarna

Níamh Curran

Building resilience across borders in today’s interconnected world

Operational resilience is now firmly established as a critical priority for financial firms across the world’s markets, driven by a fundamental requirement to strengthen trust and security in response to the growing risk of cyber-attacks and disruptions – and underpinned by mandatory regulation. According to Boston Consulting Group, cybercriminals...

04 November 2024 /regulation

Middlesbrough will emerge as a UK tech hub

Aoibhinn Mc Bride Content Editor at Jobbio

Middlesbrough will emerge as a UK tech hub

When you think of an emerging UK tech hub, Middlesbrough may not automatically spring to mind. But the small and mighty port town in Yorkshire, which, at one point was one of the most important industrial towns in the UK, is having a resurgence. Now, it is emerging as a promising tech hub in its own right. That’s according to a recent report, which...

01 November 2024 /people

A guide to finance for non-bank specialist lenders

Warren Mutch Head of Speciality Finance at Shawbrook

A guide to finance for non-bank specialist lenders

Securing capital from a speciality finance provider can accelerate the growth of a non-bank lender’s platform. Speciality finance can be a valuable tool for non-bank lenders that want to expand their franchises. Partnering with the right speciality finance lender – that can provide flexible, long-term capital and has a broad offering to support non...

01 November 2024 /markets

2025 payments trends and Finextra’s predictions for the new year

Madhvi Sonia Head of Content at Finextra

2025 payments trends and Finextra’s predictions for the new year

Launching soon, Finextra’s PREDICT 2025 channel will gather insights and ideas from the industry's top thought leaders, capturing how the financial services industry will tap into technology trends in 2025 and these predictions will be shared with our 700,000 monthly readers. From November 2024 to March 2025, Finextra will be hosting video intervi...

31 October 2024 /payments

Digital twins and the creepy consequences of data breaches

Níamh Curran

Digital twins and the creepy consequences of data breaches

Data breaches are one of the scariest things we can encounter in real life. Receiving an email letting you know your personal information has been taken is much more frightening than the Necronomicon or the Babadook. Victims are left with a foreboding feeling of the unknown normally confined to horror films. Who has their information, and more impo...

31 October 2024 /identity

How personalisation in embedded finance is the next step for African fintech

Níamh Curran

How personalisation in embedded finance is the next step for African fintech

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. Embedded finance looks primed for continued growth throughout Africa. As it does, there will be increasing opportunities for financial services to personalise their services and give users the best financial products for their needs. Personalisation is at the core of emb...

30 October 2024 /devops

Hamish Monk Senior Reporter at Finextra

Understanding AI for personalisation

The term ‘artificial intelligence’ was coined in an August 1955 study proposal, by a group of academics and technology developers. The workshop on the subject took place one year later. In December 1955, Herbert Simon and Allen Newell developed ‘Logic Theorist’, which is today considered the first ever artificial intelligence (AI) program. Since t...

29 October 2024 /ai

US 2024 election: How AI policy differences will impact financial institutions and fintechs

Scott Hamilton Contributing Editor at Finextra Research

US 2024 election: How AI policy differences will impact financial institutions and fintechs

Kamala Harris and Donald Trump’s artificial intelligence (AI) regulation and/or promotion within the financial services and fintech arena likely won’t differ much this November, based on a consensus of opinions found from experts in the field. At least not initially, say expert issue-watchers from sources such as the Center for Strategic & Int...

29 October 2024 /ai

Regulating Africa to encourage embedded finance innovation

Níamh Curran

Regulating Africa to encourage embedded finance innovation

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. Embedded finance has the potential to provide more Africans with financing which meets their specific needs, in a more direct fashion. However, it is imperative that this is done in a way which is safe and beneficial to all consumers. At the core of all financing options...

28 October 2024 /regulation

AI, CBDC, and stablecoins: Trending tech in the payments sector

Dominique Dierks Senior Content Manager at Finextra

AI, CBDC, and stablecoins: Trending tech in the payments sector

This is an excerpt from the Future of Payments 2025 report. Never has technology evolved as quickly as it does today, and innovation is ripe in finance and banking. AI, tokenisation, stablecoins, CBDCs and hyper-personalisation are all elements of discussion when it comes to making transactions more secure, streamline operations, reduce costs an...

25 October 2024 /Sibos

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