Latest long reads: Finextra Research

Open banking year five: The journey from open finance to open everything

Madhvi Sonia Head of Content at Finextra

Open banking year five: The journey from open finance to open everything

This review of the progress of the UK’s Open Banking initiative is the fifth in the series, marking the fifth anniversary of the launch of the Second Payments Services Directive (PSD2) on 13 January 2018. The past five years has seen the CMA9 - Allied Irish Bank, Bank of Ireland, Barclays, Danske Bank, HSBC, Lloyds, Nationwide, RBS and Santander -...

13 January 2023 /devops

Blue Monday is the best day to look for a new job

Retired Member

Blue Monday is the best day to look for a new job

In recent years Blue Monday has become more than a catchy ‘80s tune by New Order, and is now officially recognised as the gloomiest day of the year. The third Monday every January, or Blue Monday, is officially the day when people are at their lowest. A mix of the financial hangover post-Christmas, combined with the long dark days have shown that t...

13 January 2023 /people

12 Security measures you must take when using digital payments to avoid scams

Loretta Kilday Spokesperson at Debt Consolidation Care

12 Security measures you must take when using digital payments to avoid scams

Digital payments are a practical choice for many customers, ranging from credit cards to mobile wallets and everything in between. However, users must take additional security precautions to protect themselves when making digital payments, as online transactions are susceptible to data breaches and other security flaws. Here are a few preventive m...

12 January 2023 /security

CBDC infrastructure in 2023 – scapegoats, politics, and interoperability

Níamh Curran

CBDC infrastructure in 2023 – scapegoats, politics, and interoperability

The potential progress of CBDC remained in the headlines throughout 2022. Towards the end of the year, it was announced that the central banks of Sweden, Norway, and Israel collaborated with the Bank of International Settlement (BIS) to investigate how CBDCs can be used for international retail and remittance payments. The Bank of Canada also par...

11 January 2023 /crypto

Unlocking value in digital spaces: The role of NFTs

Jennifer Calver Tech Sector and Fintech Knowledge Lawyer at Linklaters

Unlocking value in digital spaces: The role of NFTs

NFTs, and the tokenisation of real world to digital assets, is a hot topic across multiple industries including sports, gaming, art, fashion, and real estate. Although it is early days in the adoption of this new technology, new applications and use-cases are emerging. While the market in the first wave of NFTs might have crashed, there are many w...

09 January 2023 /regulation

What is a returnship and how can one help your career?

Retired Member

What is a returnship and how can one help your career?

There was a time when a gap on your CV was a red flag and something that, if you made it to an interview, would require an explanation. Now, with the turbulence of the past few years, it has not just become more acceptable to have a gap, it can be an opportunity to restart, progress or transform your career. While not new, the concept of a “retur...

06 January 2023 /people

5 predictions for fintech in 2023: What’s next after a terrible, horrible, no good, very bad year?

Arvin Abraham Partner at Goodwin Procter

5 predictions for fintech in 2023: What’s next after a terrible, horrible, no good, very bad year?

Fintech in 2022 was buffeted by a cyclical sectoral downturn combined with a souring macro-economic environment. In part, the sector was a victim of its own success. After flying high and being one of the most heavily invested-in sectors for the past several years, it was only natural that values would come back down to reality and align with hist...

05 January 2023 /regulation

Banking and fintech movers and shakers: what can we expect in 2023?

Madhvi Sonia Head of Content at Finextra

Banking and fintech movers and shakers: what can we expect in 2023?

The way in which Sam Bankman-Fried departed FTX is not par for the course in the banking and fintech industries. However, what is evident is that whatever the circumstances in which senior executives join or leave a company, it will be sure to make an impact. The end of 2022 saw numerous moves amid what has been referred to as a ‘fintech bloodbat...

04 January 2023 /people

US cryptocurrency policy and the impact of the 2022 midterm elections

Sehrish Alikhan Reporter at Finextra

US cryptocurrency policy and the impact of the 2022 midterm elections

The United States is one of the biggest areas of growth for the cryptocurrency industry in the world. The results of the 2022 midterm elections that took place last November have potential to determine next priorities in banking and crypto regulation that will significantly impact the sector. As a result of the elections, the Democrats have retain...

03 January 2023 /predictions

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