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How retail giants like Starbucks and Staples are handling cash
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

How retail giants like Starbucks and Staples are handling cash

Despite the steady growth of debit or credit card transactions to a high percentage of their daily totals, retailers still must manage cash deliveries and collections for the remainder, other than the small number of items paid for via cheque or purchase order. That’s what a recent panel of three treasury leaders from leading retailers talked abou...

/retail

What the EU deforestation law delay means for fintech
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What the EU deforestation law delay means for fintech

The EU deforestation law was proposed in June 2023 to propel environmental efforts by curbing logging and deforestation practices in nations that export to the EU. The legislation was a move towards reducing EU consumers’ impact on global deforestation, however it saw pushback from multiple nations. What is the EU deforestation law? The law would ...

/sustainable

Which are the most impactful AI use cases for financial services?
Níamh Curran

Níamh Curran

Which are the most impactful AI use cases for financial services?

Artificial intelligence (AI) has quickly gone from being a far sighted fantasy to integral to the running of many industries, including financial services. Yet, for this to be a sustainable development, there needs to be some resistance to the large amounts of hype around AI. This is an excerpt from The Future of AI in Financial Services 2025 rep...

/ai

How to pick a SaaS solution
Hamish Monk

Hamish Monk Senior Reporter at Finextra

How to pick a SaaS solution

Software-as-a-service, or SaaS, delivers software and applications over the internet, via a subscription model. It is one of the three constituents of cloud computing – along with infrastructure-as-a-service (IaaS) and platform-as-a-service (PaaS) – and has revolutionised business operations; mushrooming from its market valuation of $237 billion i...

/cloud

How AI can be embraced by financial services
Hamish Monk

Hamish Monk Senior Reporter at Finextra

How AI can be embraced by financial services

While artificial intelligence (AI) is not a new concept, having been first explored by a research group in the 1950s, its widespread industrial application has only just begun. This is an excerpt from The Future of AI in Financial Services 2025 report, which was a special edition for the inaugural Finextra event, NextGen AI. Click here to read th...

/ai

How tokenisation can grow e-commerce in 2025
Níamh Curran

Níamh Curran

How tokenisation can grow e-commerce in 2025

Global retail e-commerce sales are forecast to grow to $6.8 trillion and capture 24% of global retail sales by 2028, according to Forrester. Within this increasingly digitalised economy, consumers are raising their expectations of what they want from a checkout experience. For merchants, cart abandonment due to an unsatisfactory checkout experience...

/payments

How the FCA’s proposed safeguarding rules could re-shape the UK payments industry
Olivia Murphy

Olivia Murphy Managing Associate at Linklaters

How the FCA’s proposed safeguarding rules could re-shape the UK payments industry

The much-anticipated FCA consultation on its safeguarding requirements for payments firms was released at the end of September. In their current form, the proposals are set to have significant impact on the UK payments industry, particularly for some smaller firms and certain business models. What are the safeguarding rules? The safeguarding requi...

/payments

CFPB’s Section 1033: Will US open banking reach its potential?
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

CFPB’s Section 1033: Will US open banking reach its potential?

Just over a month since the US Consumer Financial Protection Bureau released its 'final ruling' on the expansion of the Dodd-Frank Act, the financial services world has now weighed in with a variety of detailed viewpoints on the landmark personal data rights and open banking regulation. Will the new requirements for banking and fintech providers s...

/regulation

Future proofing payments security on a fragmented landscape
Mehret Habteab

Mehret Habteab SVP Processing Platforms & Network Products at Visa Inc

Future proofing payments security on a fragmented landscape

In today’s global, instant and inter-connected world, the payments ecosystem comprises more players than ever before. The benefits of such a model have included unprecedented levels of competition, innovation, and service – for everyone. But this has also meant that there is an increased attack surface for bad actors, making fraud prevention and s...

/payments

How to establish a correspondent banking relationship
Hamish Monk

Hamish Monk Senior Reporter at Finextra

How to establish a correspondent banking relationship

Correspondent banking lays the groundwork for a healthy international ecosystem of financial services. According to SWIFT data, however, the number of correspondent banking relationships has been in decline globally for the last decade. Compounding the issue has been a simultaneous rise in the volume and value of cross-border payments – suggestin...

/payments

What is a politically exposed person?
Níamh Curran

Níamh Curran

What is a politically exposed person?

Politically exposed persons (PEPs) have been a big point of discussion in financial services throughout this year, with the Financial Conduct Authority (FCA) finding in July that financial firms need to be doing more to ensure that PEPs and their family members were being treated fairly. The regulator did not find any firms denying accounts to PEP...

/regulation

The future of payments: Trends and transformations
Gautam Pillai

Gautam Pillai Head of Fintech Research at Peel Hunt

The future of payments: Trends and transformations

The fintech industry is undergoing a rapid transformation, driven by new technologies and evolving consumer needs. Similar to the internet and the dot-com crash of 2000, the fintech industry underwent a shakedown in 2022 which has helped to weed out the weak business models and showed the resilience of the rest. Today, nearly three years on, we ar...

/payments

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