Sibos - Long Reads, News, Articles & Research: Finextra

AI in financial services: Evolution, not revolution

Adizah Tejani Ex - Global Portfolio Manager at Independent

AI in financial services: Evolution, not revolution

As AI mania sweeps across financial services, data points on its impact are emerging following the release of OpenAI’s ChatGPT in November 2022. Much has been written about how mainstream adoption will be impacted. The University of Yale released a report titled Evaluating the Impact of AI on the Labour Market: Current State of Affairs, which exam...

29 October 2025 /Sibos

Agentic AI is here: Are we ready to govern it?

Nimish Panchmatia Chief Data & Transformation Officer at DBS Bank

Agentic AI is here: Are we ready to govern it?

Agentic AI and what does it mean for banking The financial industry is on the brink of a profound shift. Over the past few years, AI has evolved from rule-based automation to advanced models capable of simulating human reasoning. Now, with the rise of agentic AI - systems which can independently initiate and execute actions - we are entering uncha...

22 October 2025 /Sibos

Sehrish Alikhan Reporter at Finextra

The state of payment processing in 2025

Small and medium sized business (SMB) owners are continuously challenged with not only running their business, but also adapting to evolving technologies and consumer demands at the checkout. New payment options like buy now pay later (BNPL) and embedded finance have become essential, which has impacted the relationship between merchants and their...

16 October 2025 /Sibos

How do corporates measure satisfaction in global banking providers today?

Scott Hamilton Contributing Editor at Finextra Research

How do corporates measure satisfaction in global banking providers today?

“90% of the corporates (surveyed) are happy with bank services, and they are likely to stay.” "70% (of corporates) are already using third parties (for bank services.)” - Results from a recent Swift survey of corporates regarding satisfaction with their banking partners These two stats – curious in what they really mean when considered togethe...

14 October 2025 /Sibos

Regulatory impact on cross-border payments

Dominique Dierks Senior Content Manager at Finextra

Regulatory impact on cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Cross-border payments are booming and show no sign of slowing down, with research from January 2025 forecasting the market to grow to $320 trillion by 2032. Yet as fintech firms and other tech-first financial institutions re&#...

03 October 2025 /Sibos

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 3: ISO 20022

Scott Hamilton Contributing Editor at Finextra Research

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 3: ISO 20022

When the Sibos 2025 conference was kicked off in Frankfurt, it was impossible to miss the positive vibes expressed during early addresses and attendee sessions, despite all the changes and challenges now facing the ‘traditional’ financial services industry. Indeed, those same Sibos luminaries and other banking industry leaders who extolled the pot...

02 October 2025 /Sibos

Financial crime and security in cross-border payments

Scott Hamilton Contributing Editor at Finextra Research

Financial crime and security in cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. With the increased importance of security in the new digital payments' environment, how can mounting risks associated with fraud and crime be addressed in the financial marketplace? The banking landscape keeps changing, but the...

02 October 2025 /Sibos

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 2: Digital assets

Scott Hamilton Contributing Editor at Finextra Research

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 2: Digital assets

Sibos 2025 in Frankfurt featured dozens of sessions and presentations on the issues and opportunities surrounding digital currencies and their many offshoots. We visited forums covering recent developments and future projections for CBDCs, tokenised assets/deposits, and stablecoins, although it was clear that the stablecoin topic was the 'sexier' o...

01 October 2025 /Sibos

Emerging technologies revolutionising cross-border payments

Hamish Monk Senior Reporter at Finextra

Emerging technologies revolutionising cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Cutting-edge technologies like AI – and its content-creator cousin, GenAI – are set to revolutionise almost every area of the financial services industry. Particularly exposed to change is the payments landscape, with AI slated...

01 October 2025 /Sibos

Sibos 2025: Are new tools fulfilling their hyped-up promise? Part 1: Agentic AI

Scott Hamilton Contributing Editor at Finextra Research

Sibos 2025: Are new tools fulfilling their hyped-up promise? Part 1: Agentic AI

Frankfurt is the place to be right now if you’re an international banker, bank partner, fintech or service supplier, or industry regulator. What has Sibos 2025 shown us thus far? Agentic AI is starting to prove its promise, stablecoins, CBDCs, and tokenised deposits are on everyone’s minds – whether dreams or nightmares – and ISO 20022 is either ne...

30 September 2025 /Sibos

Retired Member

Banking on loyalty: Financial institutions have a golden opportunity with media networks

Social media and streaming may get all the hype, but the fastest growing advertising medium belongs to good old-fashioned retailers. This year, brands are projected to spend 8.5% more than last year on advertising in brick-and-mortar stores and on e-tailers’ owned websites and apps. Known as retail media networks (RMNs), these platforms take adva...

30 September 2025 /Sibos

Moving cross-border from legacy to cloud

Nadish Lad Head of Payments Product at Volante Technologies

Moving cross-border from legacy to cloud

Cross-border payment volumes are surging past $150 trillion annually, yet correspondent banking models, regulatory friction, and opaque costs remain stubbornly entrenched. As Sibos 2025 convenes in Frankfurt, the industry faces a defining choice: continue patching legacy infrastructure, or embrace cloud-native architecture, ISO 20022, and embedded...

30 September 2025 /Sibos

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