1246 Results from 2014
David Gibbard OmniChannel and Digital Banking Evangelist at OmniChannel & Digital Banking
Omni-channel banking correctly places customers or members at the center of the banking experience. Allowing customers the ability to access multiple banking channels while providing the customer the ability to begin a transaction on one channel and complete the process where they left off on another banking channel is integral to the successful i...
01 December 2014
Retired Member
Days might be getting colder and darker as we head into December, but the outlook for SMEs continues to remain bright and sunny. The UK alternative finance industry report from Nesta and the University of Cambridge, released this month, revealed that the alternative finance market in the UK is expected to grow to £1.74 billion this year, as more S...
01 December 2014 /startups
There’s a lot that can be said about the benefits of embracing digital and technology. But while other industries such as retail, travel and telecoms seem to be doing just that - the financial services industry is still way behind the curve and has a lot of catching up to do. The good news is that we’re starting to see a few green shoots of innova...
28 November 2014
It is becoming harder and harder to make ‘basic retail banking’ pay. Restrictions on the cross-sale of premium products have closed routes to incremental sales. Meanwhile, moves by the European Parliament to limit card interchange fees will mean lower run-rate revenues from day-to-day retail banking activities. It is too soon, however, to tal...
28 November 2014 /retail
Ian Stone CEO at Vuealta
It’s been said many times before, but it’s worth saying again – the modern business landscape is fast, furious and ever-changing. Market conditions can shift from day-to-day, never-mind on a quarterly or annual basis. As a result it is increasingly difficult for companies to deliver predictable financial performance for their investors and stakeho...
27 November 2014
Factors driving down the price of oil causing deep divisions among OPEC nations! To many, it is known as black gold - the thick sludge that gushes out of wells across the Middle East, where a huge portion of the world's oil resources are concentrated. Oil is one of the world's most precious commodities, driving industry, and providing the necessar...
Robert Siciliano Security Analyst at Safr.me
There once was a guy named Albert Gonzalez who dressed like a woman—but not because he got off on this, but because he wanted to conceal his actual appearance while he used a ream of phony cards to steal money from an ATM in 2003. A cop noticed the activity and didn’t quite buy the disguise. The police officer nabbed the thin, disheveled Gonzale...
26 November 2014 /security
On the way in this morning, I was listening to my favourite AC/DC album and thinking about the challenges of block trading. The problem is well known - a combination of multi-market trading, algos and DMA have created a vicious cycle that continues to shrink order sizes. This is compounded by regulators who insist that lit is better than dark and ...
25 November 2014 /regulation
The Prudential Regulatory Authority (PRA) has published a consultation paper on further measures for the implementation of Solvency II. With only a few months left before the official application of the new regime in the UK and across the EU, the regulator proposes new compliance rules on three critical aspects of the transposition of the Solvency...
The Internet—one of history’s greatest inventions—is also one of history’s greatest platforms for crime. Here are ways things can go very wrong with the Internet of Things. Med-hacking. Researchers have hacked many medical devices. Though it apparently hasn’t happened in the real world, yet, but it looks like it’s only a matter of time before med...
25 November 2014 /security
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