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1246 Results from 2014

Retired Member

Retired Member 

When 'Free banking' means 'charges of eight hundred pounds'

The most predictable question I get in investment meetings is “why would anyone pay for a Ffrees current account, when UK current account banking is already free?” It’s not smart to sigh at this point. Nor to bristle. But I challenge anyone to try explaining the sheer scale of the lie that UK consumers are sold daily around the cost of their bank...

/retail

Retired Member

Retired Member 

Designing Successful Cross-Border Payment Programs

Electronic commerce has made our world closer than ever. Sites like Etsy allow us to buy products from artisans around the world, Elance provides access to freelance consultants from all corners of the earth, and the tools to track work product and provide payments across borders have become almost seamless. This provides more consumer choice and ...

/payments /regulation

Retired Member

Retired Member 

The Pursuit of API-Ness

APIs seem to be a hot topic on Finextra right now. Many companies are making their APIs ‘Open’ so they can be accessed by a variety of software developers to use it to power their own services. An example of this might be Google Maps embedded within TripAdvisor. This is particularly interesting in the Payments space as it opens up opportunities acr...

/retail

Retired Member

Retired Member 

Mexico Updates eAccounting focusing on Corporations for 2015

The Mexico SAT has doubled down on their eAccounting requirements with a focus on corporations. While 2014 data is no longer required, the core requirements are now more detailed. So while the go-live date has transitioned from January 25 to March 3rd, this doesn't mean you should delay your implementation. Key changes include: Reports are requ...

/regulation Electronic invoicing

Lu Zurawski

Lu Zurawski founder, iKnowMe at Lu Zurawski

Clap along; API-ness is the truth

It’s that time of year where the voices of earnest business initiatives may struggle to be heard above the cacophony of festive karaoke singing. Given the right circumstances, I may even warble a bit of Curtis Mayfield myself (“Move On Up. Towards your destination, though you may find from time to time some complication…”). The party-goers at UK H...

/payments

Retired Member

Retired Member 

Slush: The Nordic startup madhouse

If you are inclined to believe the closing party of Sibos is a little too heavy, too boozy and a bit silly, I implore you not to attend Slush. You might have a heart attack. Even considering the drunken-banker antics of Sibos after dark, I would still consider it a family-friendly affair in comparison to this 12,000-strong Nordic startup-madhouse...

/startups Fintech innovation and startups

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Chip and PIN vs. Chip and Signature Cards

The planet’s most powerful nation is sure backwards when it comes to the payment card industry: Why has America been using 1970s technology as of the posting date of this article? That magnetic strip on credit and debit cards has GOT to go already! And thank goodness, the transition to chip technology is more imminent than ever. For those of you...

/security

Retired Member

Retired Member 

US Banks Reprimanded for Influencing Commodities Prices

Wall Street Banks Usurp their Power to Unduly Influence Commodities Markets! A two-year probe conducted by Republican and Democrat lawmakers from the Senate Permanent Subcommittee on Investigations has found several US banks culpable of major violations in the commodities markets. The report determined that some of the biggest banks, including Mor...

Toby Young

Toby Young Chief Technology Officer at Ebury

The year of fintech

The fintech industry is booming. Browse through the business pages in any national daily and you’ll likely hear about a fintech startup challenging convention or setting the pace with funding and investment. Recent figures only serve to prove the rapid growth of the sector with deal volumes growing at a yearly rate of 74% since 2008. Start-ups are ...

/startups

Retired Member

Retired Member 

The Future Of Cards Payments Systems

To me, there are 4 pillars that together form the foundation of any future state for payment systems. Consumers, Environment, Governance, and lastly (yes lastly) Technology. As an industry, we tend to get hung up on the technology because we live with it every day, but ultimately, the technology is just an enabler. Payments services require con...

/payments

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