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1137 Results from 2015

Dave Sanderson

Dave Sanderson Banking Services Consultant at YBS Group

I tried Apple Pay and it worked, but I can’t leave my wallet at home just yet.

As a payments geek I was really excited about the launch of Apple Pay. So much so that I transferred my current account to a provider that would support it at launch rather than having to wait until “Autumn”. On launch day I loaded my card as soon as I got to the office and it worked perfectly. The security steps put in by my provider worked well ...

/payments

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The Strategic Vision for Greece after the Bailout

Now that Greece has Received Emergency Funding – What Next? The IMF and the ESM have Greased the Wheels of Economic Recovery Greece has officially been given a clean bill of health by the International Monetary Fund (IMF). It has recently been confirmed that Greece has made good on its outstanding debt and no longer owes any money to creditors o...

/retail

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Alternative Finance: A Paradigm Shift In Financial Services

Alternative Finance is a new phenomenon, and it is taking the world by storm. With over 1,250 crowdfunding platforms worldwide, this new model of collaborative funding is breaking boundaries and defying the status quo as to how issuers source capital. While alternative finance is primarily known for crowdfunding and P2P lending there are entire ass...

/startups

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Reaching those tech savvy customers

Reaching those tech savvy customers Price comparison sites, social media and customer reviews are powerful tools, allowing people to have high expectations and seek better services – giving them the ‘upper hand’, so to speak. And people’s expectations are high. For financial services and telecoms organisations, this new type of customer wants cont...

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Retired Member 

PCI Compliance: What are the challenges surrounding payment data protection?

PCI compliance is a vital step in creating trust between an organisation and its partners, and success in this realm can really boost customer confidence in a company. However, this can be a particularly tricky road to navigate. According to the 2015 Verizon PCI Compliance Report, only 29% of companies successfully maintained full compliance during...

/security /payments

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Retired Member 

The redundant wallet - what next?

Despite the humble wallet & purse being with us for centuries the writing could be on the wall for their future existence. Mobile wallets have been around for a while, but have never really taken off. However, according to Apple, the UK launch of Apple Pay saw one million activations in the first three days, far beyond any other payment develo...

/payments

Retired Member

Retired Member 

Got cash? Invest in a 'start-up'!

Did you know that in the first 6 months of 2015, Indian startups have raised $3.5 Bn ? Almost every other day a new startup idea is funded. The sheer numbers, the ideas and innovations will blow your mind away! Interestingly, as I read through the list of funded startups, I recognized that they were all pointed solutions to a specific customer nee...

/startups

Retired Member

Retired Member 

Subordinated Debt - Regulatory Capital under Solvency II

Publishing SCR data will allow insurers in all Solvency II jurisdictions to be compared on exactly the same parameters and will result in more cross border opportunities for well capitalised insurers”. EIOPA recently published a note on the need for high quality public disclosures by insurers of their financial health parameters, particularly th

/regulation

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

Innovation eats banks

The era after 2020 will be more volatile and full of drastic changes. What are the strategic areas for banking payment industry? Should payments be as quick as e-mails or messaging with smart phone applications? Banks must develop the faster and cheaper infrastructures. A new technology and protocols could provide banks with a competitive techno...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

A Case for Cash

Cash is dead. The introduction of Apple Pay in the UK means that consumers can soon leave their wallets at home. At least that's what some are predicting. But perhaps we should take a moment before we consign cash to the transactional trash. Over the last fifty years, various payment methods have been introduced: cheques in 60s, credit cards in 70s...

/payments

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