1137 Results from 2015
Daniel Szmukler Director at EBA
The financial industry is ripe for change and innovation. Some of these changes are being mandated by regulators. Other disruptions are coming from new technologies such as the rise of apps, mobile devices and social media which have an irreversible impact on customer demands and requirements. In the field of payments, it implies demands for new a...
13 February 2015 /payments EBAday
Retired Member
We’ve long heard that the year of mobile payments has arrived. 2015 began in much the same way. This year however is markedly different as Apple’s latest company earnings validated claims that 2015 is the year for mobile payments. Tim Cook in fact heralded 2015 to be the year of Apple Pay, but the company’s success is one that can be celebrated ac...
13 February 2015 /payments
Finovate Europe is done and dusted for another year. So what was different about this year and last? Well...lots. First of all it was bigger – 30% more attendees with numbers hitting around 1300. More demos with 72 taking to the stage this year as opposed to 67 last year. 26% of the audience we C-Level or Managing Directors showing the executive
12 February 2015 /retail
It has been an exciting month for Google’s fintech developments. Last week, it announced a payments service which will allow customers to settle debts and transfer funds via Gmail by simply clicking on a “£” icon in the email and entering the amount. Then, just this week, the internet giant launched its free mortgage calculator enabling consumers ...
12 February 2015
To be Agile or agile – it is all in the capitalisation! “Are you familiar with “agile methodologies” is a question I am increasingly asked as a change professional and my answer is “Yes”. The problem is that the question is badly phrased and as a result the answer is not always very helpful. “Agile” seems to be the current silver bullet (ie solve e...
12 February 2015 /regulation
In most changes the "big picture" is good enough, but the devil is in the detail; that is where the problems come to light. It seems to me that in this case of breaking Greece out of the Euro there are serious problems in the "big picture", ones that will only compound in the detail. The big question is how one draws a line aro...
Nigel Walsh Partner at Deloitte
Bryan Adams of @PhCreative recently wrote a great piece on the Insurance Brandhere. Dare I say an outsiders perspective on the Insurance world. Provocatively entitled: Imagine if Insurance Brands Started Marketing Like Red Bull It really got me thinking. I wanted to share my comments from the post too. Enjoy. I look forward to your perspective. Br...
Enough has been written about how cool Apple Pay is. And it really is a game changer in a world filled with card data breaches and fraud. Apple Pay's support of tokens and biometrics are extremely important features for consumer and payment security. However, I want to point out some key trends in consumer and merchant expectations where Apple Pay...
11 February 2015 /payments
We live in interesting times For any change professional in financial services the relentless onslaught of regulatory change is a challenge. Of course, regulatory change is not a new thing, but the pace, scale, reach, complexity and uncertainty surrounding it has been unprecedented in recent years. The biggest self-deceit that many firms commit is...
11 February 2015 /regulation
PCI compliance has long been seen by many as a ‘tick in the box’ exercise, that hasn’t figured high on the information security stack hot list. But that does now seem to be changing. At the PCI London conference, a growing awareness of the strategic importance of PCI is becoming more and more prevalent. Recent data breaches and a growing awareness...
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