1077 Results from 2016
Retired Member
There has been a lot of talk about European instant payments With 2017 fast approaching, now is the time to look at practical delivery. We live in impatient times – everyone wants everything now. Digital services save time but raise expectations. The ‘business day’ has all but disappeared and instant payments align financial services with the 24/7...
17 November 2016
It’s always cool when two different things come together to make you think. That’s exactly what happened on my commute this morning as I listened to David Bowie’s much-underrated album, Earthling. Just as I read another piece about the US election, my ears were treated to the classic track "I’m afraid of Americans". I will leave you to l...
16 November 2016 /regulation
Carlo R.W. De Meijer Owner and Economist at MIFSA
Next week we are leaving the Netherlands for a three-and-a–half week trip to South Africa. A yearly returning and exiting event across this intriguing country and their neighbors. Being a regular blogger on blockchain I am curious what South Africa was doing with this new disruptive technology. After having done somewhat research the picture that ...
15 November 2016
Raj Singh Executive Director at Finova360
BANKS - AN INFORMATION AND DATA ANALYTICS HUB Banks are storing valuable customer data since decades but they have never harnessed the same. The data which is lying in every bank is nothing less than a gold mine. Banks across the globe have now started to look in to this goldmine and have started understanding how to carve out various analytics ...
15 November 2016 /retail
Rob De Dominicis CEO and Managing Director at GBST
A study by Barclays on financial wellbeing in the workplace found that almost half of us (46%) worry about money and for one in five it affects our sleep and our performance at work. Clearly our personal wellbeing is closely linked to our financial wellbeing. As Mr Micawber famously says in Charles Dickens’ David Copperfield, “Annual income twenty ...
15 November 2016 /inclusion
President-elect Trump’s victory has been called everything from black-swan to white-lash. He is a question mark, especially with regard to financial institutions (FI) policies. Trump’s advisors are a blend of conservatives and populists. He may roll back banking regulation, as he promised to do with Dodd-Frank because it created unjust burdens o...
14 November 2016 /regulation
Anthony Walton CEO at Iliad Solutions
We were talking in the office recently about the pressure CEOs face when things go wrong. If a payment system falls over, and it hits the headlines, it can have a devastating impact on the business. As a results, we thought it would be useful to list the top ten things that CEOs need to know about payment testing – and here they are: Software tes...
14 November 2016 /payments /regulation
Jeremy Light Co-founder at Fourdotzero
I was asked recently why Bitcoin is becoming popular with millennials. To answer, I have three points. First, Bitcoin works. As the Bitcoin evangelist, Andreas Antonopoulos pointed out in a tweet recently (his twitter feed and youtube videos are a good source of Bitcoin insight), banks are making press announcements about successful international b...
14 November 2016 /payments
Today it is another significant milestone for the UK FinTech ecosystem as the Financial Conduct Authority (FCA) signed the Co-operation Agreement with the People's Bank of China. The purpose of this agreement is to provide a framework for co-operation between the parties with respect to promoting innovation in financial services. The Agreement set...
11 November 2016 /inclusion
Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark
Dodd-Frank legislation created a heavy compliance burden for financial insititutions. Hundreds of billions of dollars have been spent on compliance and fines. Most banks' IT budgets today have a ton of compliance projects. Some banks are spending 35% to 50% of their IT budget on compliance alone. Aside from the IT spend for compliance the number o...
11 November 2016 /regulation
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