Join the Community

23,263
Expert opinions
43,814
Total members
393
New members (last 30 days)
186
New opinions (last 30 days)
29,062
Total comments

Latest expert opinions

clear
clear

4 Results from 2010

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Is Mobile Banking a disaster waiting to happen?

The news this past week has been all about a Citibank mobile banking glitch. Apparently a flaw in a version of its iPhone m-banking application resulted in it improperly storing customer account information. Now this is something that could happen to anyone, you will say. But should it? The past year has seen an explosion of new banking services an...

/payments Innovation in Financial Services

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

It is more about ethics than policing

So the FSA is going to beef up on its staff in the oversight of the banks. As I see it, this approached is doomed before it even starts. The regulator, whether it is the FSA or any other, cannot match both the expertise and the innovativeness of the staff in the banks. The reason for this is simple. The regulator cannot compete with the banks in t...

Innovation in Financial Services

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Ban the Mobile

In the 1960s and the 1970s it was “ban the bomb”. This was the popular and catchy anti-nuclear slogan. A half century later my slogan for the “tens” (twenty-ten that is). It is simply “Ban the Mobile”, and other similar wireless devices. I recently conducted a series of training courses and seminars in a major city and was downright put out by the ...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Legacy Thinking

I have just been running a series of training courses in Johannesburg on various banking subjects and something that one of the course participants said really struck a chord in me and in the group that she was a participant in. What happened was this; we had been discussing the various barriers to progress in the realm of electronic banking and th...

Innovation in Financial Services

Now Hiring