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Robert Kraal

Robert Kraal Co-founder and CBDO at Silverflow

Expanding beyond borders: how European fintechs can ‘Make it in the USA’

European fintech firms aiming to enter the US market face a formidable challenge. While the market offers immense growth potential, it is fiercely competitive. Disruptors seeking to revolutionise entrenched legacy payment systems often encounter significant resistance. Compounding these challenges, fintech funding has dropped sharply—by a stagger...

/payments /cloud Fintech

Robert Kraal

Robert Kraal Co-founder and CBDO at Silverflow

Are Payments A Commodity or Force Multiplier?

Say ‘Mississippi’. In the time it took you to say it, $199,771 USD was spent online – the $6.3 trillion eCommerce market divided by the 31,536,000 seconds in a year. If every sale made in that single second was routed to the average global citizen’s bank account instead of hundreds of companies then, since they earn $9,733 per year, they would ma...

/payments /startups The Payments Business

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