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5 Results from 2023

Susana Delgado

Susana Delgado Head of Consumer & SME Payments Strategy at Swift

A new frontier for instant payments in the EU

In today’s fast-paced, digital world, speed and efficiency are paramount – especially when it comes to our financial transactions. But as our payments pick up in speed, so do our concerns over extra costs or unforeseen risks and vulnerabilities. As a result, we’ve seen the payments industry increasingly introduce efforts to underscore the importanc...

Susana Delgado

Susana Delgado Head of Consumer & SME Payments Strategy at Swift

Following the cross-border payments roadmap – together

An effective global payments ecosystem must unlock socioeconomic benefits for economies across the globe – no matter the size or remoteness. Empowering efficient cross-border payments offers opportunities for widespread financial inclusion for everyone from businesses to consumers. In 2020, the G20’s Financial Stability Board (FSB) underscored the...

/payments /inclusion

Susana Delgado

Susana Delgado Head of Consumer & SME Payments Strategy at Swift

Embedded finance is unleashing growth potential for SMEs

In the digital era, the opportunities to build and expand businesses are seemingly endless. We can see increasing benefits for small-and-medium-sized enterprises (SMEs) stemming from access to different digital payments and online marketplaces. However, the plethora of options may make handling transactions feel overwhelming and create a need to s...

/payments

Susana Delgado

Susana Delgado Head of Consumer & SME Payments Strategy at Swift

Banks Must Adapt to Meet the Payments Needs of Gen Z

Much has been written about the unique traits and characteristics of the so-called Generation Z. They are the first true digital natives, a generation that has grown up in a world where instant gratification is the norm. All they have known is near immediate access to everything from goods, services, and experiences. This matters to banks, because...

Susana Delgado

Susana Delgado Head of Consumer & SME Payments Strategy at Swift

Unlocking the potential of low-value cross-border payments

Low-value cross-border payments are the lifeblood of the global economy. From international business conducted by SMEs, to overseas purchases from consumers and remittance flows, these transactions have a real and tangible impact on people around the world. Yet, the low-value payments space is often overlooked when considering the broader payments...

/payments /inclusion

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