Research/analysis

1374 articles tagged with this keyword

/crypto

CBDCs could boost financial stability

A well-designed central bank digital currency may enhance rather than weaken financial stability, according to a working paper from the US Treasury's Office of Financial Research.

/crypto

Bank of Thailand to launch retail CBDC pilot

The Bank of Thailand has announced the launch of its retail Central Bank Digital Currency (CBDC) pilot, set to run from late 2022 to mid-2023.

/payments

CBDCs could be 'holy grail' of cross-border payments - ECB

Central Bank Digital Currencies (CBDCs) could be the answer to the thousand-year search for the holy grail of cross-border payments, according to a new paper from the ECB.

/retail

Up Bank launches BNPL alternative, Maybuy

Australian neobank Up Bank, has launched savings service Maybuy. Maybuy is designed as an alternative to Buy Now Pay Later (BNPL) products which have become increasingly popular in recent years.

/payments

Swift could face challenge in new era for cross-border payments - EIU

The Russian invasion of Ukraine will cause disruption to cross-border payment systems and could, in conjunction with technological advances, challenge the dominance of the Swift network, predicts a paper from the Economist Intelligence Unit (EIU).

/security

10% of UK adult victims of digital wallet fraud – ACI Worldwide

Research by ACI Worldwide has found that one in ten UK adults fell victim to online fraud in the past four years.

/sustainable

How is NatWest’s Carbon Planner tackling climate change?

In June 2022, banking giant NatWest launched Carbon Planner, a service designed to help businesses in reducing their carbon footprint. To learn more about the solution, Finextra spoke with head of climate change at NatWest, James Close.

/wholesale

Banks choosing to build and not buy tech, suggests survey

Corporates' demands for digital services are leading a majority of corporate banks to look in-house when building their technology stack, according to recently published research.

/security

Firms failing to monitor social messaging

Financial services firms are falling short in their efforts to monitor employees' use of social media messaging despite ear-marking communications surveillance as an investment priority, according to recent research.

/payments

60% of UK adults have used embedded finance services in the past year - Temenos

Research conducted by Temenos has concluded that two out of three adults have used embedded finance services during the checkout process online in the past year.

/security

Survey finds UK shoppers are frustrated with SCA

More than a third of UK shoppers have been unable to complete an e-commerce transaction because of new strong customer authentication (SCA) rules, according to a survey for Signifyd.

/inclusion

57% consumers believe corporations should respect their gender identity - Mastercard

New research from Mastercard details discrimination of non-binary individuals in their financial experiences.

/covid-19

CCAF reports on fintech industry’s resilience and rapid growth during Covid-19

The Global COVID-19 Fintech Impact and Resilience Study, published by the Cambridge Centre of Alterative Finance (CCAF), the World Bank Group, and the World Economic Forum, has concluded that the fintech industry was more resilient to the pandemic than previously stated in an earlier report from December 2020.

/sustainable

Research reveals ESG data challenge

Buy-side firms are having to user a greater number of ESG data providers in order to make up for the lack of corporate disclosures around sustainability.

/regulation

Klarna exec blasts 'mind-boggling' Barclays BNPL research

Tensions between the traditional banking sector and the increasingly popular buy now, pay later industry spilled over this week as Klarna hit back at Barclays' research on BNPL regulation, calling it "mind-boggling" and irresponsible".

/retail

Forrester identifies incumbents at forefront of mobile banking

Forrester Research has released a report analysing 13 different mobile banking apps across EMEA on user experience and functionality, concluding that Intesa Sanpaolo and BBVA lead in both accessibility and efficiency.

/regulation

EBA calls for PSD2 and E-Money Directive to be merged

PSD2 should be merged with the Electronic Money Directive, says the European Banking Authority (EBA) in response to the EC's call for feedback on the directive.

/crypto

Zumo scores government funding for crypto decarbonisation push

Following a successful pilot, Edinburgh-based cryptocurrency platform Zumo has received government funding to continue its work on decarbonising crypto.

/payments

BaaS hits the mainstream for US banks - CCG

CCG’s second annual US banking study titled ‘The Banking Battleground 2022: Finding the opportunities,’ has found that US bank executives are showing strong interest in pursuing and offering Banking-as-a-Service (BaaS) options.

/security

Nationwide stops 2000 more frauds a month with SCA rules

Nationwide Building Society says that the introduction of Strong Customer Authentication (SCA) rules in March is helping it stop 2000 cases of online card fraud a month.