Innovation

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/Innovation

Major banks perform successful test of smart contracts in CDS market

Four major banks, the DTCC and Markit have announced the completion of a successful test of the use of distributed ledger technology and smart contracts to manage post-trade processes in the credit default swaps market.

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Australian banks face A$13 billion revenue loss to fintech sector - F&S

Australian bank stand to lose up to A$13 billion in aggregated revenue to fintech startups, according to research from Frost & Sullivan.

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Reflections on Money20/20 Europe

Jonathan Quin, founder and CEO at money transfer firm WorldFirst detects a step-change in bank relationships with fintech startups at the Money20/20 show in Copenhagen.

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Citi taps Microsoft HoloLens for virtual reality trading

Citi has been playing around with Microsoft's HoloLens holographic headset, building a virtual workstation that lets traders view data as 3D images.

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Yes Bank partners T-Hub to set up 'fintech centre of excellence'

Yes Bank is to set up a 'centre of excellence' for fintech startups in the Southern Indian state of Telangana.

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Barclays backs UK launch of social payments app Circle

Social payments outfit Circle - which enables sterling, dollar and bitcoin money transfers across popular messaging platforms and other media - has launched in the UK with the support of Barclays Bank and an e-money issuer license from the Financial Conduct Authority.

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Atom opens with a promise to change UK banking landscape

Atom Bank, the mobile-only startup that uses face and voice biometrics plus machine learning technology to service consumers, has gone live in the UK following the lifting of regulatory restrictions.

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Singapore ponders Paym-style payments platform

Singapore is looking into the creation of a payments system similar to the UK's Paym that would let someone send money using only the recipient's mobile number, email address or social network account.

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RBC partners University of Toronto on accelerator

The Royal Bank of Canada (RBC) is teaming up with the University of Toronto on an accelerator for students, entrepreneurs and startups.

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R3 outlines Corda distributed ledger for financial agreements

After six months of development, the R3 consortium has unveiled its Corda distributed ledger platform for recording and managing financial agreements.

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Bank of Ireland and BNP Paribas announce blockchain breakthroughs

New use cases for the adoption of blockchains in finance are appearing every day, with Bank of Ireland and BNP Paribas the latest to demonstrate the disruptive potential of the technology

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R3 enlists Microsoft Azure for distributed ledger push

Distributed ledger consortium R3 has struck a deal with Microsoft that will see the tech giant provide cloud-based tools, services and infrastructure for R3 lab locations around the world.

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Santander soft launches Kabbage in UK

Banco Santander is to leverage its recent multi-million dollar investment in Kabbage to offer working capital loans to UK small businesses through the online lender's platform.

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Simple to move customer accounts to BBVA Compass platform

Simple, the US digital bank that BBVA bought in 2014, will be moving all its customer accounts to BBVA Compass later this year, becoming the first user of the Spanish bank's API in the United States.

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Investment banks facing new industrial revolution - GreySpark

The world's investment banks must look to the experiences of the automotive and aircraft manufacturing industries in the battle to remain relevant in a new data-driven digital era says consultancy firm GreySpark Partners.

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NAB enlists VCs to run $50 million fintech fund

National Australia Bank has appointed a pair of seasoned venture capital investors to run the rule over fintech startups applying for a slice of its recently launched $50 million innovation fund.

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Fintech dominates African startup investment

Almost a third of the money invested in African startups was gobbled up by new fintech firms, according to research from Disrupt Africa

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Singapore sets up fintech office for startups

The Singapore government is launching a dedicated office designed to help fintech startups set up in the country.

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Branch raises $9.2m to bring mobile-based lending to developing markets

Branch, a startup promising to bring lending to people in developing nations by using data stored on their mobile phones to make credit decisions, has raised $9.2 million in a Series A funding round led by Andreessen Horowitz.

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Fintech boom will lead to 30% bank staff cuts - Citi

US bank Citi has forecast that the continued growth of fintech startups will mean 30% of bank staff will lose their jobs over the next ten years.