Finextra Research
Sign in
Sign up
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,078
Expert opinions
43,839
Total members
325
New members (last 30 days)
152
New opinions (last 30 days)
28,998
Total comments
Join Sign in
Follow Unfollow

Carlos Santaella

CEO
FIDE PBC Europe
Member since
28 Mar 2019
Location
Madrid
Followers
0
Following
0
Opinions
0
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow

Latest comments

MPs warn of danger to cash as ATM withdrawals plummet

"You can take the horse to the river, but you can't force the horse to drink water from the river"

26 May 2020 09:58 Read comment

Fed governor warns of 'core' regulatory challenges facing Libra

It's clear to me that the massive political volatility that the US dollar inflicts on world trade's GDPs (specially nowadays), creating extensive currency swings and losses to heavily export trading dependent countries - like India and Germany- is asking/demanding for the introduction of a counter balance tool to the hegemonic political forces of the US dollar. Hence, I can see more chances for central bankers to launch their own digital-currencies down the road, pegged to FIAT notes, maybe even utilizing RTP channels and or DLT newly developed pipes. Nevertheless, it is pristine clear what Governor Brainard's is saying about the side-effects of massively launching a stablecoin currencies -as LIBRA- without the proper vetting of the entities controlling and regulating our global, heavily inter-connected, financial system. Also it is now more clearly for me why financial non-banking global behemoths, like VISA, MasterCard and PayPal initially supported this extremely "bold" concept from Facebook. If Governor Brainard’s statements are true (and I agreed completely with her assessments), then, it seems than these large payment players were betting to benefit from the potential diminishing role of private and central bankers because of LIBRA expansion, and where its backers where going to harvest the benefits of replacing these millennial institutions with their own digital portfolios.

Something else was baffling me from the very beginning of LIBRA, why only American base companies where backing this global initiative? Where were the Europeans and or Asians? 

 

17 Oct 2019 21:14 Read comment

Banks fear Big Tech competition in booming non-cash payments market

1) Facebook, Google, Apple and Amazon all US base corporations. Where are the EU or Asians players ? 

2) Banks just received a temporary "break "for PSD2-APIs implementation; so either banks learn to evolve / adapt or simply partnership or they will be diminished greatly. Another 18 months are ticking. 

17 Sep 2019 09:56 Read comment

See all 6 comments by Carlos
ShowHide similar members

Similar members

Marc Murphy

Marc Murphy
CEO at Fenergo

Follow Unfollow
Hugh Kingdon

Hugh Kingdon
ceo at fintechia

Follow Unfollow
Eric Huttman

Eric Huttman
CEO at MillTechFX by Millennium Global

Follow Unfollow
Rohan Malhotra

Rohan Malhotra
CEO at Roadzen

Follow Unfollow
Guy Harrison

Guy Harrison
CEO at Quantios

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI
Join the community Register for news alerts
Apple App Store Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre