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Roman Eloshvili

Founder and CEO

XData Group

Member since

19 Apr 2024

Location

Tallinn

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Roman's opinions

Underused AI technology: How to avoid going down this road?

Today, artificial intelligence (AI) technology is attracting a lot of investments as many enterprises strive to embrace and integrate it into the workflow. This investment boom is driven by the business eagerness to unlock its potential for efficiency, better performance and for staying competitive in the market. Nevertheless, there are particular...

21 March 2025 /ai /predictions Artificial Intelligence and Financial Services

Hidden Costs in SaaS Development: How to Develop a Successful Startup

The global SaaS market is expected to surpass an impressive $702 billion by 2030. Considering the number, it becomes unsurprising that many entrepreneurs wish to ride the wave of launching a successful SaaS startup. However, it can entail a number of challenges that funders have to be prepared for. In this article, I will explore the important fa...

31 January 2025 /startups /predictions

The Rise of Agentic AI: How It Will Revolutionize FinTech by 2025

Agentic AI is rapidly gaining traction: over 80% of companies intend to adopt it within the next three years, according to various surveys. But for all this noise around Agentic AI, many people still find themselves wondering if it truly is a must-have for FinTech companies or just another fad. Well, let’s take a closer look and try to make sens...

06 December 2024 /ai /predictions Artificial Intelligence and Financial Services

How Fintech Can Be Harnessed to Help Startups Grow

When people think of fintech, the first connection they make is usually with big banks and financial institutions. But we should keep in mind that fintech is much more than that — it’s a blanket term that covers a wide range of services offered by technology companies that focus on finance. Beyond just traditional banking, fintech has become a b...

11 November 2024 /startups /predictions Fintech innovation and startups

Starting a Fintech Startup: 5 Key Tips Founders Should Prioritise

Entering the final quarter of 2024, the fintech industry is showing signs of improvement compared to the funding decline of 2023. However, despite some recovery, the global fintech ecosystem is still far from its peak. Investment levels and deal volumes are still lower than in previous years. Notably, regions such as the UK and parts of the US ha...

14 October 2024 /startups /markets Fintech

Why Financial Institutions Should Integrate AI for Enhanced Customer Engagement

Convenience and personalization for customers have become the forefront of 21st-century services. A client-centric approach is crucial for remaining competitive, with the onboarding process being one of the most important parts of interaction. When it comes to financial companies that clients need to completely trust, not only the first impression...

11 September 2024 /ai /inclusion Artificial Intelligence and Financial Services

From Human to Algorithm: How AI is Transforming Financial Advice

In the last couple of years, artificial intelligence (AI) has evolved from a new technology to a well-known term, integrating itself into various sectors. In fact, Capgemini research predicts that explosive GenAI adoption will only continue with three in five organisations seeing innovative work as the largest benefit of the technology. As AI bec...

02 August 2024 /ai /predictions Artificial Intelligence and Financial Services

How AI can solve the biggest challenges in online banking for traditional banks

In the age where consumer preferences are shaped by digital convenience, online banking stands as a pivotal factor in the selection of financial institutions. Interestingly enough, an overwhelming 91% of people consider digital banking crucial when choosing a bank. Despite this, the satisfaction with online banking services has seen a decline, wi...

21 June 2024 /ai /inclusion Artificial Intelligence and Financial Services

AI is the perfect tool for banks to remain competitive with fintechs

Banks are becoming outdated today, especially with the rapid rise of the fintech sector that aims to provide a more efficient, cheaper, and user-centric alternative to conventional financial services. Based on Statista’s data, neobanks in Europe had an 11.1% market share in the banking industry, while their US-based counterparts accounted for 15....

22 April 2024 /payments /retail Artificial Intelligence and Financial Services