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James Barker

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Followed by John Sims, Martha Boyle and 5 others you follow
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James's opinions

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James Barker

Why are banks buying tech from other banks?

Not long ago, banks were considered the antithesis of innovation, held back by legacy systems and a conservative approach to change. But the neobank revolution challenged that, sparking rapid technological evolution across the industry and recasting financial services business as potential innovators. Now, we’re witnessing a significant shift: ba

29 October 2024 /retail Banking and Lending Solutions

James Barker

The rise of the fintech fractional employee

In the rapidly evolving landscape of growing Fintech software businesses, there's a new kind of “employee” emerging to challenge the traditional corporate structure: the fractional executive and on-demand talent. Instead of the "jack-of-all-trades" generalist, who, despite their best efforts, may spread themselves too thin, we're seeing ...

18 March 2024 /people /startups

James Barker

Monzo vs Chase vs Revolut: Battle of the Embedded Wealth solutions

Banks are finally starting to adopt wealth management alongside their daily banking capabilities. Frankly, it's about time! The notion that a bank relationship would be limited to spending and borrowing, without helping to invest and grow, has for a long time struck me as fundamentally flawed. With the adoption of embedded wealth management, banks...

18 December 2023 /wealth /retail Banking

James Barker

Hanging by a thread: Is incumbent bank loyalty under threat?

How many of us bank with one of the incumbent mega-banks as our primary account? I’d wager the answer is ‘yes’ for most of us. But how solid are these relationships? Is our loyalty to these institutions as solid as oak? I can only answer on behalf of myself, but that loyalty is being tested - badly. I feel like a man that’s been driving his trusty ...

07 November 2023 /retail Banking

James writes about

  • people
  • wealth management
  • retail banking
  • start ups

James's opinion archive

  • 2024 (2)
  • 2023 (2)
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