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Dmitry Dolgorukov

CEO

GiniMachine

Member since

19 Mar 2018

Location

Vilnius, Lithuania

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Dmitry's opinions

Fintech, AI and ML: What you need to know in 2021

Over the past few years, the financial world has been increasingly adopting smart solutions to cope with the industry's changing landscape. Artificial intelligence (AI) and machine learning (ML) have almost thoroughly infiltrated almost every area imaginable, from back-end processes to forward-facing front-end roles. In 2019, the use of AI in Fint...

11 February 2021 /predictions Artificial Intelligence and Financial Services

How AI and ML Will Be Transforming Banking and Finance

Artificial intelligence and machine learning remain the hottest topic in the financial world for the past few years. By adopting smart solutions, companies get a huge competitive advantage to cope with the changing industry landscape. AI provides a deeper understanding of customer needs and empowers business processes. Companies can optimize and q...

19 January 2021 /predictions Banking Strategy, Digital and Transformation

Out-of-the-Box vs Custom vs Configurable Software: What’s for Lenders?

These days almost every lender or credit union needs to automate their credit-granting processes to meet customer needs. Hence they face a challenge - purchase of an off the shelf software or invest money in one and only solution. OOTB might be crowded with functions, while custom development time is far too long. The alternative is configurable s...

12 January 2021 /retail Banking Strategy, Digital and Transformation

AI for Credit Risk Management: Banking and Finance

A strong credit risk management system in combination with AI and ML technologies can not only mitigate financial risks but also level up the effectiveness of decision-making processes, increasing a company’s profit. According to Statista, the number of only FDIC-insured commercial banks in the U.S. over the last 20 years reduced by half. It sugg...

14 December 2020 /startups Banking Strategy, Digital and Transformation