Latest opinions that Priya Lakshmi has shared on Finextra

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Priya Lakshmi

Digital Leader

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Member since

26 Sep 2017

Location

London

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Priya's opinions

Rebirth of the Digital Twin: with Blockchain

I am a huge Apple fan and this year’s launch of Watch Series 4 (I am sold, goodbye Fitbit!) and its huge focus on health (with fall sensor and ECG on your wrist!) made me think how these innovations are now creating a digital twin of all of us. Digital twin is not a new concept, it has been there for many years and more recently has seen more adopt...

14 September 2018 Blockchain Observations

Towards an endogenous regulation - with AI and Blockchain

When I concluded my final project report for the Warwick Business School Executive MBA last year, one of the summary points was that financial services regulators would soon need to start looking at ‘technology as law’ and would need to write laws and policies to govern this change. Regulations would become endogenous rather than reactive as the...

05 July 2018 /ai Innovation in Financial Services

Smart City Initiatives, Blockchain and Banks

“What is common between a toothbrush and a mobile phone?” was the question asked at one of our offsite to test our team’s creativity. When I was asked recently how I see banks playing a pivotal role in blockchain based smart city initiatives, I for a moment felt like the toothbrush / mobile phone question. The winning answer to that question was c...

31 May 2018 Innovation in Financial Services

Un-’block’ your business 1.0: Enterprise Blockchain Interoperability: Are we there yet ?

I have had a busy and interesting first quarter of the year with many of my days filled with evaluating a new start-up / technology vendor who has come up with a brand new blockchain or DLT platform and whether backing them makes sense. I have also been spending equal amount of time working with or following some of the larger consortia formed in ...

26 April 2018 Innovation in Financial Services

Un-’block’ your business 1.0: Which blockchain initiatives are taking off first and why?

I was recently asked out to fill out a questionnaire on blockchain trends and one of the question was to rank the top 3 reasons / challenges we are seeing to blockchain adoption in mainstream and the options for answer were the usual – budgets, management sponsorship, technology , culture and the like. While these are challenges we see with adopti...

26 February 2018 Innovation in Financial Services

Un-’block’ your business 1.0: The New A 'AI' B 'Blockchain' and C 'Connected Devices' of Insurance

Another new year begins and many of us are probably shopping for insurance again because our provider just put up the premium on our renewals. We think they do this because they want to make more money (which could be the case as well) but equally the amount of fraud (accounts for 5-10% of insurance costs) that happens puts pressure on the insuran...

22 January 2018 /ai Innovation in Financial Services

Un-’block’ your business 1.0: Blockchain and Crowdsourcing- A marriage made in heaven

The rise of the gig economy has given rise to many marketplaces and businesses – eBay, Uber, AirBnB and the like that support this shared services economy. Uber and AirBnB disrupted the current business models of hotels and taxis but it is not too far away that technology like Blockchain can disrupt this very model and put the control back in the ...

21 December 2017 Innovation in Financial Services

Un-’block’ your business 1.0: Is KYC a Blockchain use case or do we need more?

Blockchain is very exciting for many and offers tremendous opportunities to make processes more efficient, create new markets and change existing market infrastructure. A lot of people are also joining the bandwagon because it is complex, difficult to understand (oh well, its building blocks are game theory (consensus based), cryptography and peer...

17 November 2017 /ai Innovation in Financial Services

Un-’block’ your business 1.0: Combining Machine Learning and Blockchain for Capital Efficiency

This is the first of my series of blogs on how businesses can use the power of Blockchain technology to un-‘block’ the inefficiencies in their current models and practices. Almost every paper or blog you will read on the technology will start with Satoshi Nakamoto and explain what Blockchain technology basics are. I am going to skip the basics and...

26 September 2017 /payments Fintech

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