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Penny Hembrow

Global Lead, Financial Services
CGI
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Penny Hembrow

A wonderful digital time

The metaphor of Amazon being Santa’s grotto of the 21st century, has been used many times before. But it is an interesting one, simply because it illuminates where we are as a society. Holiday gift shopping is now a digital-fest one night over a glass or two of red wine. Less and less is it about actually ‘going out’ shopping. The numbers back th...

06 December 2013 /retail

Penny Hembrow

The future of sourcing in wholesale banking

Outsourcing was once vaunted as the golden ticket to reducing costs. The reality has been somewhat different. Application complexity, siloed architectures, poor data management and bad business processes were just being passed on. What resulted was wage arbitrage and less overhead costs, however it leaves behind complexity, silo based application...

31 October 2013 /wholesale

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  • retail banking
  • wholesale banking

Penny's opinion archive

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