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Dmytro Spilka

Director and Founder
Solvid, Coinprompter
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09 Apr 2021
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London
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Followed by John Sims, Martha Boyle and 5 others you follow
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Dmytro's opinions

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Dmytro Spilka

SIPP or ISA? What’s Best for Your 2025/2026 Investment Strategy

Both SIPPs and ISAs offer some excellent access to tax-efficient savings for UK adults, but which is best for your investment strategy? There’s no right or wrong way to save money, and different approaches can complement various investment goals. With this in mind, it’s worth looking at the key differences between self-invested personal pensions (...

29 August 2025 /markets

Dmytro Spilka

How to Invest in a JISA Without Losing Sleep

Junior ISAs are quickly becoming one of our favourite ways of building a nest egg for our children’s futures. But how can parents make contributions without losing sleep over their financial comfort? HMRC data shows that getting into the habit of consistently saving into your child’s JISA can seriously pay off, particularly if you get started earl...

26 August 2025 /wealth

Dmytro Spilka

Wall Street Reacts as Federal Reserve Holds Rates to Continue Cautious Outlook

US stocks remained choppy as the Federal Reserve’s decision to hold interest rates became clear in spite of pressure from President Trump. But what could it mean for your stocks and shares? Slight gains were recorded for the S&P 500 and Nasdaq as the Fed confirmed that rates would be held steady for the fifth consecutive meeting. Despite the ...

26 August 2025 /markets

Dmytro Spilka

Opening a JISA Account in 2025: 5 Must-Know Factors to Consider

A Junior Individual Savings Account (JISA) is a tax-free way to save or invest for children in the UK. Opening and contributing money to a JISA is an excellent way to prepare for your child's financial future. However, there are five must-know factors to consider when opening a JISA account on behalf of your child in 2025. 1. There are two types o...

25 July 2025 /wealth

Dmytro Spilka

USD/CNY Continues to Dwindle in 2025 as China Seeks Renminbi Stability

The ongoing trade tensions between the United States and China are playing out throughout different forex markets as the dollar continues to lose value. But is a strengthened renminbi in China’s interests? USD/CNY ended the first half of 2025 1.8% down as United States President Donald Trump introduced reciprocal tariffs in a move that prompted a...

17 July 2025 /markets

Dmytro Spilka

How the Evolution of Fintech is Transforming Accounting for Small Businesses

Fintech is rapidly transforming the way that small businesses manage their money and oversee their accounting, introducing next-generation real-time data management and advanced predictive analytics. According to McKinsey research, revenues in the fintech industry are expected to grow at a rate almost three times faster than the traditional banki...

15 July 2025 /startups

Dmytro Spilka

5 Ways Artificial Intelligence Can Support SMB Growth at a Time of Economic Uncertainty

Although 55% of small and medium-sized businesses (SMBs) realise that artificial intelligence (AI) could bring huge benefits to their operations, 43% still have no plans to use AI technology. Economic uncertainty is making many SMB owners hesitant to make changes since the market is so unstable and budgets are tightened. This hesitancy can resul...

27 June 2025 /ai

Dmytro Spilka

7 Essential Tips to Get Your Junior ISA Savings Right in the New Tax Year

Entering a new tax year provides parents with a brand new opportunity to fill the £9,000 Junior ISA allowance to boost the savings of their children. It also offers a clean slate to get that all-important investment strategy right. We may be in the early stages of a new tax year, but there’s no time like the present to focus your efforts on buildi...

20 June 2025 /markets

Dmytro Spilka

How Artificial Intelligence is Empowering SMEs to Prevent Employee Turnover

Employee turnover can be a highly costly burden on small to medium-sized enterprises, but could emerging technologies like artificial intelligence prompt improvements in retention rates? With the average employee costing an estimated £12,000 to replace for SMEs, instances of high turnover can be severely damaging to operational efficiency. With ...

02 June 2025 /ai

Dmytro Spilka

Squeezing Pennies: 5 Efficient Ways to Earn Passive Income as a UK Saver

The United Kingdom is fast making a name for itself as a haven for savvy investors, and opportunities to earn passive income appear to be growing even as market uncertainty has clouded the outlook for more traditional investment strategies. It can be more lucrative for investors to establish a passive income stream during a market downturn, with ...

09 May 2025 /markets

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Dmytro writes about

  • artificial intelligence
  • payments
  • wealth management
  • retail banking
  • sustainable
  • start ups
  • financial inclusion
  • cryptocurrency
  • markets
  • predictions

Dmytro's opinion archive

  • 2025 (20)
  • 2024 (18)
  • 2023 (8)
  • 2022 (10)
  • 2021 (17)

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