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Thank you all for the information, appreciate it.

Is Pingit a competitor to payment services like Zelle? What is the reason for the close down despite being successful

Very good artcle/Psot. How much the impression changes by depicting the numbers in a certain way. In a day where both AI and Machine Learning are being promoted or is already in use by various companies, I hope there is some thought given to the underlying data and its representation. It is easy to get carried away and falisfy information. There is a lot involved in achieving Data Integrity, Lineage and Model development.

@Gerard, Thank you for sharing...I agree with your approach on cloud computing,

Very good step towards re-training current employees who are not aware of data analysis and tools.

Thank you Ketharaman.

@Ketharaman - Like the way how you summarized: security always wins when it comes to intent but frictionless always wins when it comes to action.

Hi Malvika, Nice article. Recently i had an onboarding experience with a bank in india, they had all the docs needed to open the account and also provided the initial deposit. The process to activate and have the balance available took way too long given this age of advance tech. I think the there were serious issues with the process. Simple matters should be kept simple and not be over complicated.

Aren't there enough ways to check one's balances etc... by way of bank apps and other financial agg services, how is this going to help by using say facebook.

With the recent data sharing issues, this looks like a mixed bag...

Thanks @Ketharaman for your comments, agree with the points you mentioned about privacy and others.