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Hi Alex, 

Powerful insights. Completely agree that onboarding is now a strategic battleground, not just a compliance task.

Quick question.... how are banks handling integration of Corporate Digital Identity (CDI) with fragmented legacy systems, especially when customer data is scattered across internal silos? Are you seeing a standard approach emerge across Tier 1 institutions? Thanks - Jason 

Hi Sam, Incredible vision Robinhood’s multi-arc strategy reflects deep clarity on where finance and culture are heading.
Question..how you're thinking about scaling the underlying infrastructure to support banking, credit, and long-horizon wealth tools very different workloads from active trading. Would love to hear more about the evolution of your platform architecture.

 - Best Regards, Jason 

Beautifully written. Accessibility in fintech isn’t just about compliance, it’s about recognizing the full spectrum of human experience and designing with care. Like the curb-cut effect, inclusive design has the power to uplift everyone, not just those it’s initially intended for. This shift in mindset is long overdue, and it’s encouraging to see voices like yours leading the way.

This is spot on. Onboarding today is no longer just a compliance gate, it’s a commercial battleground. And you are right, banks are dealing with similar challenges around manual KYC, fragmented data pipelines, and the rising cost of compliance. 

Brilliantly framed especially the reminder that cloud isn’t about infrastructure, it’s about enablement. The Blockbuster analogy lands hard because we see the same thing in banking: teams asking What’s our tech stack? instead of “How do we serve our customers better in the flow of life?

Wow incredibly well-articulated. You nailed the systemic friction points that platforms and ecosystems face when legacy rails collide with real-time, global payout expectations. 

Congratulations, Kathrine. A significant milestone for Juice and a strong step toward solving the SME funding gap. Great to see innovation in real-time data and flexible credit making a real impact. Wishing continued growth and success. Thanks - Jason 

There you go!! You have hit the right chord